Have a very good shot if you dont have negatives and new to credit.. Discover likes people like you especially the new to credit aspect. Just my opinin, I believe you would be approved
My mom got one today too. Same % and everything. As long as your credit looks the same or better as it was when they pre-qualified you, your golden.
I am sorry to hear that.. A bit suprised, please let us know the reasons when you get the letter. As anything with credit nothing is guranteed. Even people in the 800's Fico scores get denials on ocassion. No one pretty much will ever bat 100, so don't give up as your credit is still fairly news. Stilll a bit shocked with the denial as you are an ideal person for discover.
I too am surprised. I too would be interested in the reason. And don't give up. When you do finally get in you will like the card. If they want a joint applicant then its probably short credit history. Give it 6 months and try again.