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Discover Pre Approval APR's reliable

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belle6m2k
Regular Contributor

Discover Pre Approval APR's reliable

I used the Discover pre approval page to check if I qualified for anything. The cash back discover and the chrome came up with APR's of 14.9%. I was just curious if this is legit because that's a pretty good rate. Weighing out if I should pull the trigger or not.

Message 1 of 12
11 REPLIES 11
M_Smart007
Legendary Contributor

Re: Discover Pre Approval APR's reliable

if it is not a range 14.9-24.XX probably pretty good.

as long as the rest of your profile is solid. IMHO

 

ETA: keep us posted if you decide.

Message 2 of 12
Anonymous
Not applicable

Re: Discover Pre Approval APR's reliable

Smart is right! If they offer a solid APR your chances are good. Good luck if you decide to go for it! 👍

Message 3 of 12
AllZero
Mega Contributor

Re: Discover Pre Approval APR's reliable

13.49% being lowest APR for the IT and Chrome, 14.9% APR sounds like a legit offer. Good luck!

Message 4 of 12
AverageJoesCredit
Legendary Contributor

Re: Discover Pre Approval APR's reliable

Considering i could only score a 24% apr on my second Disco with 730+ ficos, id say you are light years ahead if they offer 14%Smiley Wink good luckSmiley Happy

Message 5 of 12
Meanmchine
Super Contributor

Re: Discover Pre Approval APR's reliable

Good luck !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 6 of 12
M_Smart007
Legendary Contributor

Re: Discover Pre Approval APR's reliable

Good luck

Message 7 of 12
Anonymous
Not applicable

Re: Discover Pre Approval APR's reliable

your chances should be good to be approved for those discover cards.

 

i had a pretty low score and i applied for the discover it cashback after it popped up on the prequalification page.

 

instant approval with a mid 600 fico score.

Message 8 of 12
Anonymous
Not applicable

Re: Discover Pre Approval APR's reliable


@belle6m2k wrote:

... Weighing out if I should pull the trigger or not.


Well ... are you the belle of the ball, or not? Smiley Wink

Message 9 of 12
AverageJoesCredit
Legendary Contributor

Re: Discover Pre Approval APR's reliable

@belle6m2k  ??Smiley Wink

Message 10 of 12
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