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Discover cli issue past 6 months

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Contributor

Re: Discover cli issue past 6 months

I thought about that but considering how long it is now between cli's I thought I'd wait another month to see if the amount changes before committing to the amount offered now.

FICO 8 as of 6/14/17: 722-724 across the board
Gardening since 12/16
Open Accounts - Amex Delta Gold $2.2k; BofA Cash Rewards $2k; Discover $3,3k; PenFed Cash Rewards $1k; PenFed Power Cash $10k ; Marvel MC $10k; Macys $5k; Amazon Prime $5k;Walmart MC $5.5k; Home Depot $4k; Jet Blue MC $4k; Home Depot $4k; Chase Amazon $4.2k
Message 11 of 26
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Established Contributor

Re: Discover cli issue past 6 months

I have tried the app also same 3-5 day message. Doesn't seem to be working for me or my DW.

 

200k+ CL and climbing.
Plastiq Get 500 FFDs. 1225384 Acorns July 2019 53FTE4
Message 12 of 26
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Valued Member

Re: Discover cli issue past 6 months

19.7k limit. 2 denials after 6 months here.

Fico 8

EQ 769
TU 757
EX 763
Message 13 of 26
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Established Contributor

Re: Discover cli issue past 6 months

I requested monthly for about 6 months and was stuck. I signed on to check my balance a month ago and noticed they upped my limit by $6k. I am imagining I will not be moving from the current limit for quite a while. 

Message 14 of 26
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Frequent Contributor

Re: Discover cli issue past 6 months

Same with me. stuck at 39.2K since January

 

Tried both the website and the app.. no luv

 

 

Message 15 of 26
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Frequent Contributor

Re: Discover cli issue past 6 months

Was getting them every 90 days (mostly $500) then went from just after Christmas until mid July before I finally got a $300 one. Tried a couple times a month for just about 7 months. 

Message 16 of 26
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Frequent Contributor

Re: Discover cli issue past 6 months

My last increase was in Januray this year.  CL was at 39K.  have tried my usual CLI request every 2 weeks for the last 4 months.  Denial every time with the letter that followed with "insufficent experience with current limit" crap.  So it's been over 7 months and this weekend I tried it again but on my mobile app.  Instant increase of 5K to 44K.

Scores: EQ 796, EX 790, TU 807
Personal and Business Cards: 31 with 763k
High Limit Cards: CSP 50k | BoA Cash 81k | NFCU flagship 60k | Penfed Rewards 50k | Aviator Silver 52k
Message 17 of 26
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Frequent Contributor

Re: Discover cli issue past 6 months

Every other week - that's a lot of attempts. I'm hoping that means that hitting the request feature on the website (or the app) doesn't result in a hard pull. Does it? Hubby hasn't tried yet...


Message 18 of 26
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Moderator

Re: Discover cli issue past 6 months

Discover CLI requests are a soft pull. They will let you know if they need to do a HP and won't do so unless you confirm that it is okay.
Message 19 of 26
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Regular Contributor

Re: Discover cli issue past 6 months

I have tried every month since Feb 17, always "insufficient exp" score 780's, util 1% across all cards,,AAoA 6 yrs, no baddies, 2HP in two years, 6 fig income

Message 20 of 26
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