Advice, my discover it secured card pre qualification was denied. When should I try again? I thought all secured cards were approved honestly.
No - they're not all approved, unfortunately -- especially those that eventually graduate to unsecured - they have stricter underwriting.
Disco denied me a secured card in 2017 -- after prequalifying me for one -- because I had a 7 year old paid state tax lien on my reports. I never got a secured from them, instead, a year later (finally got the lien removed), I cold app'd for their unsecured and got it with a $10.7K SL.
Anyway -- you can keep trying to prequal every 30 days or so, but just know that prequals are not guarantees. Or you could just cold app and see what happens...
I applied for Discover secured in April (denied), early May (denied), late May (approved). In the meantime, I got a Citi secured card and it reported. I also think Self Lender may have reported in time for the approval. And I probably removed a derog somewhere in there. It's not hard to get at all, they just want to see a little something in your history to give them a smidgen of trust, IMO. By the way, my Discover card unsecured like clockwork after seven statements and two or three days. Good luck!