Discover unOfficial Data Points

[Anonymous]

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@Anonymous wrote:

My Disco is currently at $13.5K @ 23.24% and I have a pre approved offer for a second card @ 19.24%. I'm wondering what the limit on the 2nd card will be... I am going to app at the end of Feb

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You have a lot of cards and you already have a high limit with Disco, I wouldn’t want to hazard a guess on a credit limit since you already have a large card. 

[kugel]

Don’t expect a big credit line but you’ll For for sure be approved
my first card is at 28k and i checked the preapproval and was offered me an offer for 14.24 APR solid so I applied and got $3000

But u never know
I would give it a shot keep us posted

[Anonymous]

Hopefully since my first Discover sits at 2200 (started at 800 last January), I'll receive a good SL on the second.

[Anonymous]

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@Anonymous wrote:
Hopefully since my first Discover sits at 2200 (started at 800 last January), I'll receive a good SL on the second.

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In your situation I would be shocked if you didn’t. 

[Anonymous]

Kugel: Same. I had a high limit card, so I got a low SL second card. It doubled after 3 month though.

If you have a low limit first card and you've done well since then, they tend to be generous on the second.
YMMV.

[kugel]

Sabii cool
How far did you go with the second card ?

[Anonymous]

kugel: That's the only CLI so far. But I did a partial reallocation at the same time, and it's only been 4 months.

[kugel]

I meant whatsb your credit likes on both ?

[Anonymous]

Limits?
~$20k each. I saw someone who had ~$28k on each. Don't think they did a reallocation either.
https://ficoforums.myfico.com/t5/Credit-Card-Applications/Discover-2nd-second-card-app-thread/td-p/5...

[Anonymous]

$300 CLI after a manual review.. lol

$2,100 to $2400.  They just gave me my first offer for a BT in over a year so I was hoping to at least hit 3k.

This is a day after making a $1,020 payment to pay off the balance I was carrying. Maybe I should've waited until the statement ended but the BT offer expires before then.