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Discover unOfficial Data Points

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Fraction
Valued Member

Re: Discover unOfficial Data Points

Passed my first 90 days on Saturday, but decided to wait until today.

 

Put in the request and instant approval from $6500 to $8000! I will try again mid-June and hope that this card keeps growing. It is already my highest limit by far.

Starting Scores: EQ - 624/TU - 627/EX - 645 (2/10/17)
Current Scores: EQ - 723/TU - 728/EX - 736 (5/8/18)
Goal Scores: 725 on all
Message 531 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

My usual Monday update... another 3-5 day message.  Getting quite used to this, as well as receiving a denial letter in the mail from Discover every Saturday now!

Message 532 of 1,821
JR_TX
Valued Contributor

Re: Discover unOfficial Data Points

I used to be on the 60-90 day Gravy train.... My last cli (from $2.6K to $3.9K) was 12/30/16. Denied cli last Apr 12 due to insufficient experience (3-5 day letter). Denied again today with 3-5 day letter. My usage is about $1K a month then PIF before statement cuts for the last 6 months. Nothing has changed from my credit profile except my total util dropped from 4% to 1%.
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 533 of 1,821
newhis
Valued Contributor

Re: Discover unOfficial Data Points

Do you think that 'insufficient experience' will be 6 months for some people?

 

I have seen several people with no CLI for 5 months.

DW 6 months will be up in 6/08, let's see if she gets something after that date.

Message 534 of 1,821
austinguy907
Valued Contributor

Re: Discover unOfficial Data Points

I think it's going to vary as it did before on the time between CLI bumps.  6/1 will be ~2 months since the issue started and should start showing some more approvals again if my logic is correct.  

 

There have been some that are still hitting them though every month or two since the issue.  Those of us that have been consistent in timing though with 2-day reviews haven't had much luck though since the issue.

Message 535 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

My last CLI, which was only $500, was back on 1/4/17 so I'm already 4+ months without one now, where prior to that I was getting one every month to the tune of $4k or so.  I guess 4th of July will be 6 months, so perhaps then I'll finally get something.  If so, I surely hope it's more than $500.

Message 536 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points


@Justagirl73 wrote:

OMG!!!!!!

CLI of $3k exactly 31 days since last increase. 

Initial CL of 1k on (est) 12-10-16

First approved CLI on 4-13-17 of $1.5k

Second approved CLI on 5-14-17 of $3k 

Total limit $5.5k ......yep it's a grower 😀

 


Justagirl that is awesome. Congrats. 

Message 537 of 1,821
AverageJoesCredit
Legendary Contributor

Re: Discover unOfficial Data Points

Way to go JustaSmiley Happy. Well done!!. Enjoy your new limitSmiley Happy
Message 538 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

Thx Cgarden and AJC......while it's no where near my highest limit (heck I was over the moon for my 1k approval) but I'm extremely happy with with it! 

Message 539 of 1,821
AverageJoesCredit
Legendary Contributor

Re: Discover unOfficial Data Points

Thats a great view Justa, beauty is in the eye of the beholder ! In this case, no matter what ones limit is if it is good enough for that person then there is no shame in that gameSmiley Happy
Message 540 of 1,821
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