Do Discover still use a SP for new cards?

[NextUp2bat]

Hi,

I thought I read on this forum a year or so ago that Discover do soft pulls for new cards if you have existing cards, I can't find that thread now. Is that really the case? I did a prequalify and am strongly considering it for a balance transfer card and of course would love to save a HP.

[Brian_Earl_Spilner]

They've never done that. There are reports of people getting a SP approval if they send you an offer, but that's not the norm.

[BigBS]

Don't think I've seen them do that. Both of my Discover cards brought an HP. CLIs are a different story, but not card approval.

[Anonymous]

^^^ same here, both cards were HPs, and CLIs on both were SPs.

[NextUp2bat]

Thanks for the clarification. I don't know why I thought I read that a few years ago. I thought it sounds unusual which is why I went back to try and find it before I went any further.

[CreditCuriosity]

There were reports of it about 3 years ago.  Although either people might of been confused or a few people possibly did slip through the cracks with discover pre-qual tool by a SP.  Certainly no longer happening though.

[blackfines1]

They will do SP on preapprouval/prequalify for new card . type discover preapprouval on google.

[Remedios]

Yup, like @CreditCuriosity said, around 3 years ago, a lot of cards were opened via SP pre-approval. 

Cold apps always resulted in HP.

That ship definitely sailed long time ago. 

[SouthJamaica]

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@NextUp2bat wrote:

Hi,

I thought I read on this forum a year or so ago that Discover do soft pulls for new cards if you have existing cards, I can't find that thread now. Is that really the case? I did a prequalify and am strongly considering it for a balance transfer card and of course would love to save a HP.

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No they don't do that.

I think you're thinking of American Express, which does do that.

[Remedios]

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@SouthJamaica wrote:

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@NextUp2bat wrote:

Hi,

I thought I read on this forum a year or so ago that Discover do soft pulls for new cards if you have existing cards, I can't find that thread now. Is that really the case? I did a prequalify and am strongly considering it for a balance transfer card and of course would love to save a HP.

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No they don't do that.

I think you're thinking of American Express, which does do that.

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They used to, OPs recollection is correct.