It's such an odd card but I can't pass up an opportunity to bolster my total exposure and Util. It'll be a few months before I get down to where I want to be (about 5%). They offer 3% on paying your premiums with it... essentially one part of State Farm paying another part of State Farm. LOL.
It looks like my TU was actaully 723. A retroactive alert showed up in my MF account stating it bumped up to 723 from 720. So there's that.
I'm curious to see your results because I got the same mailer. I was also "preselected" but I don't think I'd end up getting it because of the 17 medical bills in collections on my TU but hey, I guess it's nice to get a mailer for a real card instead of a subprime for once......lol
If I remember correctly, they use the Fico 9 version of TU to determine your approval and SL. They were very nice to me for both the Good Neighbor ($6,900) and Rewards ($5,000) Visas.
Interesting. I know as of 7/15 my TU Fico 9 was 716. I pulled it just now (
I still haven't received an alert of a hard pull from State Farm nevermind, I see it, they pulled it on the 21st) and it's 728 (and TU Fico Bankcard 9 is 735).
I called in this morning and they said they needed some ID verification documents. Since I'm headed out of the country tomorrow for a couple weeks, I won't get the letter for some time so I'm faxing over the documents today. They said it should take about a business day to review them.
I called in this morning and they said they needed some ID verification documents.
That's a very good sign.