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Do I have a shot?

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Anonymous
Not applicable

Do I have a shot?

I wanted to ask fellow members on here, if guys think.. I have a real shot at much of anything. 

 

I've *heard* of some getting into Chase at 2 months, but... I have no idea if that's still true today. I'd really like to eventually get a Freedom & Amex BCE card. Smiley Happy 

 

Thing is. I don't wanna just apply, if I'm going to get turned down instantly. Why waste the Inquiry, right? 

 

I'd just like a little input, from fellow members. I always PIF, so I'm not worried about intrest. I'd really just like to establish more relationships, with Banks. 

 

Oh, And Discover hasn't offered me a SP CLI at all. Sorta sucks, but, doesn't sound too uncommon. 

 

 

Edit -

 

As far as I know, I don't have a Fico Score. I tried to purchase one last month from Experian, and they were unable to generate one. I have ZERO Baddies, and I think my AAOA is 3 Months. 

 

 

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Do I have a shot?

it is possible to get in with chase early on (Freedom was my first card in many years and it took two tries to get it). 

 

We need more information on your file.  AAoA, baddies, income range and scores. 

 

 

Message 2 of 8
Anonymous
Not applicable

Re: Do I have a shot?

I can safely claim $40,000 as a income. But, no more than that. 

 

I think my AAOA is actually four months, instead of 3. But, I'm kinda unsure atm. I think the most important part is, I have no baddies, no, anything, but clean, postive tradlines. 

 

 

 

Message 3 of 8
Anonymous
Not applicable

Re: Do I have a shot?

I think it is likely you would get it (without knowing your scores) but you would get better terms if you waited a little longer.  No one on here can tell you yes or no, only if it is possible.  Have you checked to see if you are prequal for it on Chase's site?

Message 4 of 8
Anonymous
Not applicable

Re: Do I have a shot?

Check the CHase Pre-Qual site, it's usually very reliable. Not sure what your scores are, but judging by what I've seen in recent approvals, I would think you are good for Amex ED.
Message 5 of 8
Anonymous
Not applicable

Re: Do I have a shot?

It's a long shot . Wait until you have7- 8 months of history . With clean files you'll be pre qualified for CSP at 10 months .
Message 6 of 8
Anonymous
Not applicable

Re: Do I have a shot?

My problem is... I can't seem to get Fico Scores, because it hasn't been 6 months :/ Do you think, not having a fico, is a auto-decline? 

 

I'm deeply considering applying for Amex. Smiley Wink It'd be nice to have...

Message 7 of 8
orestrus
Frequent Contributor

Re: Do I have a shot?

Not a chance. Chase wants 1 year, amex 6 months. Above post are milsleading. Dont waste HP
BofA 5k, Cap 1 Journey 300, Cap 1 QS1 300, Walmart 6k,
Amex BCE 2000, Amex PRG, Amex Delta Gold 2k, Macy's 5k, Bloomies 6k, Amazon 6k, JCP 5k Macy's Amex 1.5k,
Message 8 of 8
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