@workingprogress wrote:
@Anonymous wrote:
@workingprogress wrote:
@Anonymous wrote:I would hold off for three reasons:
1 - BoA doesn't tend to approve scores in that range from what I've seen, unless they have a secured card? Also, the recent BK may make it tough - usually things open up more two years out, as there are posts from others about having more options beyond two years.
2 - they closed down your account in the past. You may want to ask for a reason before taking HPs.
3 - their prequal is beyond worthless. Try it again with your cat's name and I bet he gets a prequal.
Which banks did you burn? Maybe we can help you pick one by knowing who lost money in the past. Also, look into a local CU to get in with - they can be strong allies when big banks are gun-shy.
Just noticed, I didn't answer part of your question. I burnt discover, penfed, americanexpress, barclay,chase, citi and dcu. Since i burnt them all i don't know what to get as a second card. Recomendations sure would be nice. I just don't know.
Do you have any military affiliation personally or through family? If so, Navy would be my first suggestion.
I don't have any military family.
You still become a member of PenFed without having any military affiliation.
