Does Apple Card SCT Limit Approved SL?

Anonymous · ‎01-08-2021

I am considering applying for the Apple Card using the SCT but curious to know if it might limit the SL I could be approved for. Would applying directly on the Apply Card site be a better alternative and will it make any difference to the amount approved for? Any helpful input would be appreciated. Thanks.

FinStar · ‎01-08-2021

Typically, whatever displays as the limit will be the SL, regardless of whether you use Apple Wallet or the alternate method while shopping. The outcome will be the same.

1GaDawg85 · ‎01-08-2021

@FinStar wrote:
Typically, whatever displays as the limit will be the SL, regardless of whether you use Apple Wallet or the alternate method while shopping. The outcome will be the same.

this is the way

FICO 5 ,4, 2 - 10/2023 FICO 8 - 10/2023 FICO 9 - 10/2023 FICO 10 - 10/2023

Meanmchine · ‎01-08-2021

Good luck in what you decide and let us know what happens !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching

FalconSteve · ‎01-08-2021

The SCT can help you get approved, but it will not limit your starting limit. I highly recomend the SCT from what I've read on Discord and reddit. Apple (Goldman) isn't known for massive SL either way though.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL