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I have two cards with DCU and am looking to increase the SL/apply for a personal loan with them.
Back in January when I was approved, they pulled only EQ. I have since read that they specifically pull EQ 5 for mortgages.
Is this still the case ?
Is it for all products ?
Yes, they still use EQ5 for everything...
...and if you are certain that your overall utilization will be under 28.9% in a few months, I would just wait... lower utilization/higher credit score/higher starting line and/or CLI traditionally...