Another thing to keep in mind is that even though a lender may only HP one bureau, they can easily SP the other 2 at the same time to get a better picture of your overall profile. I think too often people think that a lender will only "see" the one CR that they HP, but that's rarely the case when you look at SPs to go along with the HP.
I check the SP's any time I app, and this is more common than people realize.
I regularly check my SP's on EX & EQ.
"Sorry to hijack, but what is the easiest way to check SPs?"
@jillstar13, You have to go directly to Experian and Equifax websites.
1) Equifax will list them at the bottom when you pull your fresh report.
I pay $9.98 for their service because I cancelled and they offered me less.
2) Experian is a little More Tricky, you Have to Find Your Hard Inquires, click on "Dispute",
Then down at the bottom of that page you'll find a high lighted link
Here are the step to find burried "Soft Pulls" on Experian.