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I prequalified for the FNBO Evergreen Visa and it came back with 21k SL & 21.XX APR..
applied and it gave me the "you should receive written status of your application in 2-4 weeks" message...
is this a denial? I have about 9 inq or 10 on experian this year.
FNBO is known to be inquiry sensitive so it's a possibility.
That is also one of the highest prequal offers I have seen, most of them have been $15K and under, so who knows?
Based on the data points reported on the FNBO pre-qualification thread, it appears there's mixed results. Some have been approved, some have been denied regardless of what the pre-qualification portal indicates.
You can periodically check their online application status portal to view the progress.
@Creditplz wrote:I prequalified for the FNBO Evergreen Visa and it came back with 21k SL & 21.XX APR..
applied and it gave me the "you should receive written status of your application in 2-4 weeks" message...
is this a denial? I have about 9 inq or 10 on experian this year.
What is your EX score? Many have been approved after that message, some denied and then some are still in limbo...
Experian Fico8 is 802,
I just got a email from them to check my status and is says "STATUS: PENDING"
If it gets denied it will switch to denied on the status line right??.
I also applied after being pre approved at 6300 SL 21%APR. I also got the pending message and a few hours later it was approved. Experian Fico 724 at the time with 2 inquiries in the last 12 months. Good luck let us know when you get a decision.
I applied at night and was approved the next morning.
$15k was the highest I had seen previously.
GL!
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
@Creditplz wrote:Experian Fico8 is 802,
I just got a email from them to check my status and is says "STATUS: PENDING"
If it gets denied it will switch to denied on the status line right??.
Correct.
I applied on 5/7/21 got that same message and still pending. Hoping for an approval. Will update you.
Following along!
Currently gardening but when I saw a prequal for $15k it was hard to not accept. Hopefully Chase will be as generous in the Fall/Winter.