FNBO EVERGREEN Visa

[Creditplz]

I prequalified for the FNBO Evergreen Visa and it came back with 21k SL & 21.XX APR..

applied and it gave me the "you should receive written status of your application in 2-4 weeks" message... 

is this a denial? I have about 9 inq or 10 on experian this year.

[Anonymous]

FNBO is known to be inquiry sensitive so it's a possibility. 

That is also one of the highest prequal offers I have seen, most of them have been $15K and under, so who knows?

[FinStar]

Based on the data points reported on the FNBO pre-qualification thread, it appears there's mixed results.  Some have been approved, some have been denied regardless of what the pre-qualification portal indicates.

You can periodically check their online application status portal to view the progress. 

[spiritcraft1]

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@Creditplz wrote:

I prequalified for the FNBO Evergreen Visa and it came back with 21k SL & 21.XX APR..

applied and it gave me the "you should receive written status of your application in 2-4 weeks" message... 

is this a denial? I have about 9 inq or 10 on experian this year.

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What is your EX score?    Many have been approved after that message, some denied and then some are still in limbo... 

[Creditplz]

Experian Fico8 is 802,

I just got a email from them to check my status and is says "STATUS: PENDING" 

If it gets denied it will switch to denied on the status line right??.

[alessandrom]

I also applied after being pre approved at 6300 SL 21%APR. I also got the pending message and a few hours later it was approved. Experian Fico 724 at the time with 2 inquiries in the last 12 months. Good luck let us know when you get a decision.

[Shooting-For-800]

I applied at night and was approved the next morning.

$15k was the highest I had seen previously.

GL!

[FinStar]

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@Creditplz wrote:

Experian Fico8 is 802,

I just got a email from them to check my status and is says "STATUS: PENDING" 

If it gets denied it will switch to denied on the status line right??.

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Correct.

[Anonymous]

I applied on 5/7/21 got that same message and still pending. Hoping for an approval. Will update you. 

[Anonymous]

Following along!

Currently gardening but when I saw a prequal for $15k it was hard to not accept. Hopefully Chase will be as generous in the Fall/Winter.