Fell off the wagon (CSP)

[Anonymous]

So I got the itch after a year and decided to try my luck again for a Chase Sapphire Preferred... I got the mediocre result. (Last year I got denied and my CFU closed because I app-spreed three months before applying for the CSP, waited until this year to see if they're less spooked)

Not immediately approved and the "We have received your request for a Chase credit card. We'll let you know our decision as soon as possible." email. 30 day notice on the automated line.

Guess we gotta see how it goes! Did notice an odd thing, however. Got an alert from credit karma about a new inquiry on EQ... Expected. Though it lists it as February 20th [b]2019[/b] wonder if this means after tomorrow it won't hurt my score and drop off in a year. Checked the Experian app as well... It says 02/20/19 as well! Chaaase... What are you up to?

[Anonymous]

Good luck on your application! And regarding the date showing that is odd.

[thornback]

Good luck on both the approval status and those incorrect inquiry dates staying incorrect 😜

[Anonymous]

Good luck!!

[Anonymous]

Hey, if the dates stay incorrect, at least this app shouldn't hurt my score any of denied.

[Anonymous]

good luck with the app and keep us updated

[CreditInspired]

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@Anonymous wrote:

So I got the itch after a year and decided to try my luck again for a Chase Sapphire Preferred... I got the mediocre result. (Last year I got denied and my CFU closed because I app-spreed three months before applying for the CSP, waited until this year to see if they're less spooked)

Not immediately approved and the "We have received your request for a Chase credit card. We'll let you know our decision as soon as possible." email. 30 day notice on the automated line.

Guess we gotta see how it goes! Did notice an odd thing, however. Got an alert from credit karma about a new inquiry on EQ... Expected. Though it lists it as February 20th [b]2019[/b] wonder if this means after tomorrow it won't hurt my score and drop off in a year. Checked the Experian app as well... It says 02/20/19 as well! Chaaase... What are you up to?

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And today is the 19th so it's a year and 1 day off. Yep, doesnt make sense at all. 

[Anonymous]

Hm... That begs the question... Do I modify my garden timer back to my latest by date HP? 

[Anonymous]

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@Anonymous wrote:

Hm... That begs the question... Do I modify my garden timer back to my latest by date HP? 

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The date will get fixed eventually and the idea of the garden date is meant to be when you stopped seeking new credit. I would still count this as a garden reset because you submitted an app and took a HP, regardless of the date issue. 

[Remedios]

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@Anonymous wrote:

Hm... That begs the question... Do I modify my garden timer back to my latest by date HP? 

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If you're applying, you're not gardening, regardless of any errors on your CR.