Ooooh.
@Anonymous wrote:they denied my application for no references in my credit history,I just got the letter in my mail box today ,i know each bank works diferent,but i got approved discover it cash back card for $2500 ,amex BCE $2000 and hsbc credit card $5,500 my credit score are EX 660 EX 717 TU 668 they pulled EQ, ,my wife is waiting for her application too, she appled 5 days after I did ,banks are crasy , my niece just appled for discover it cash back credit card with EX 656 TU 667 and EQ 645 credit score and she was approved for $2000.00 ,6 months credit history and just two store credit card from comenety bank each card $ 200.00 cland she is 19 years old !!!! good banks know what to do and approved peoples ,and no big banks like 53 bank denied application for little things lolol
That is quite strange that they would use the actual wording "Your new account information is listed below for your reference." only to in turn deny you for the card. My apologies for getting your hopes up, but if a new account has not been opened you would not have "new account information." Your denial reason makes it sound like you have no credit history, and therefore no credit report for them to view. Have the other cards you mentioned not yet reported to the credit bureaus? You mentioned they stated you should go to a branch to verify your ID. I would still try that, as it sounds like they were not able to verify you through a credit report but may have otherwise been willing to extend credit to you.
