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Fifth third bank. Approved or denied?

New Visitor

Fifth third bank. Approved or denied?

So i applied and got this email. Seems like a denial.

We've received your online application. Your account information is listed below for your reference.

We are glad you have chosen to bank with us. Please call 866-715-0056 to reach a Fifth Third Representative with any questions that you may have about your account.

Account Opening Date & Time: 04/09/2018 2:01 PM EDT
TRIO Credit Card
Your application is being reviewed and you will hear from us within the next 30 days. Thank you again for your application.
Message 1 of 11
10 REPLIES
Moderator

Re: Fifth third bank. Approved or denied?

Could go either way, but usually those are approvals.. Other people have received those as well and most time yield an approval.  As always YMMV.  Two cards I got from them are instants, but more time than not alot go under review

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | Barclay's | US Bank | Fifth Third Bank | FNBO
Message 2 of 11
Regular Contributor

Re: Fifth third bank. Approved or denied?

 

If it said 30 days its very likely a denial.

approval is 7-10 days notice.

 

i have applied on 4/1 with an EQ pull & 695 score for Truly Simple card and waiting. I too did a cold app.

 

Let me know if you find out

My FICO scores are accurate as of 2 days ago (759/785/744) with an AAOA of (2.5/3.4/3) and a total inquiry count of (11/17/13).
Message 3 of 11
Valued Contributor

Re: Fifth third bank. Approved or denied?

30 days is usually an approval as they need to verify information to make sure is you who applied for the card. 7-10 days is the typical denial message.



FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 4 of 11
Regular Contributor

Re: Fifth third bank. Approved or denied?

@c00mtg

it all remains to be seen who's right here?

 

i m still waiting to hear from Fifth Third? havent called or done anything ? just gonna leave it alone. see what happenzzzzzz..

My FICO scores are accurate as of 2 days ago (759/785/744) with an AAOA of (2.5/3.4/3) and a total inquiry count of (11/17/13).
Message 5 of 11
Regular Contributor

Re: Fifth third bank. Approved or denied?

its been now 15 days and i haven't heard back on my fifth third bank approval yet.

 

What to make of it? has the OP heard back yet?

My FICO scores are accurate as of 2 days ago (759/785/744) with an AAOA of (2.5/3.4/3) and a total inquiry count of (11/17/13).
Message 6 of 11
Moderator

Re: Fifth third bank. Approved or denied?

Fifth thrid moves like a snail.. I was instant approved for my 2nd card with them and it has been 14 days and I have yet to receive my card.  So could be up to 30 days for OP to receieve card.  They are slow.

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | Barclay's | US Bank | Fifth Third Bank | FNBO
Message 7 of 11
Community Leader
Senior Contributor

Re: Fifth third bank. Approved or denied?

I concur with CreditCuriosity, most of my 5/3 CCs have been slow as far as delivery goes. With the exception of one instance in which they expedited.
Message 8 of 11
Highlighted
Established Member

Re: Fifth third bank. Approved or denied?

I applied back in Sept 17 (cold app) and was given same message and got declined - too many inquiries - recently opened accounts (they pulled EQ at the time i had 19 INQ.

I apped March 18' with a pre approved letter and was given the same message. This time they pull TU. I called next day and CSR said they don't see if call again within 48 hours, called back again said i got approved but would not give me the amount it was approved for. Waited 17 days to received card in mail to find out SL is 7K at 17.99%

 

it can go either way i never had 5/3 did not like how they do things seems out dated like US bank lol. Good luck either way!!!! keep us posted.

 

i used it once since no SUB for lunch with a co worker, paid it off and now sock drawer was not impressed after my personal experience. lol. don't care too much for my INQ at the moment and went app crazy lol

 

 

Amex Gold NPSL (30K approve pay over time), AMEX BC Preferred 7K, AMEX Hilton Honors 1K, AMEX Delta Gold 1K, Discover IT 2.8K, Discover IT Chrome 13.6K, U.S. Bank Cash+ 500, Amazon Chase 6.3K, Capital One Sony Card 5.2K, BoA Banamericard MC 18K, BoA Cash Rewards 7.5K, BoA Travel Rewards 12.5K, Citi DC 3K, Wells Fargo CashWise 3.3K, PayPal MC Extra 3K, Wells Fargo Platinum (use to be secured) 600, USAA Signature Visa 6K, 5/3 Bank Simply 7K, Marvel MC 2.5K, IHG Chase 23.7K
Store Cards Only:
Best Buy 4.8K, Amazon store 8K, Tires Plus CFNA 2.2K, Exxon Mobile, 500, JCP 10K, Target 2.6K, Macy's 4K, Ashley Home Furniture 12.1K, Zales 1.5K
Message 9 of 11
Established Contributor

Re: Fifth third bank. Approved or denied?

is trio better or truly simple?

Message 10 of 11