For those that think 850 gets you every card

[Meanmchine]

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@JoeRockhead wrote:

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@Meanmchine wrote:

My biggest pet peeve is when someone is planning their "app spree" on their Ch7 discharge date.

My second pet peeve is watching someone 200 points below me getting higher Cap1 limits then I have

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I can relate, and understand your frustration. Perhaps you just need something to brighten your day.... IDK, something like the fact that the Cowboys have been eliminated for 25 straight years. Sorry, off topic but couldn't resist as I know you experience great joy in such things. 

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<Big Smile>

[Meanmchine]

Im just gonna say screw it and app for WF and Citi tomorrow

[M_Smart007]

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@Meanmchine wrote:

Im just gonna say screw it and app for WF and Citi tomorrow

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@Meanmchine, if Citi see's recent inquiries on your report, you might as well save yourself the denial.

[Meanmchine]

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@M_Smart007 wrote:

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@Meanmchine wrote:

Im just gonna say screw it and app for WF and Citi tomorrow

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@Meanmchine, if Citi see's recent inquiries on your report, you might as well save yourself the denial.

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EX 0/12  3/24

EQ 0/12  2/24

TU 1/12  1/24

[CreditCuriosity]

thought you applied for PNC that would of been a EXP hp

[Meanmchine]

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@CreditCuriosity wrote:

thought you applied for PNC that would of been a EXP hp

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I did.  But they tried to pull TU which a accidently locked ( really truely stick a finger in my eye I thought it was open)

More to follow shortly ...

[Meanmchine]

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/This-should-be-called-my-quot-scrap-spree-quo...

Chickened out of apping for Citi and WF.  Last time I apped WF they pulled an 840 score and still denied me.

[M_Smart007]

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@Meanmchine wrote:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/This-should-be-called-my-quot-scrap-spree-quo...

Chickened out of apping for Citi and WF.  Last time I apped WF they pulled an 840 score and still denied me.

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@Meanmchine, Please keep us posted on your other scrap spree pending approvals?

[Beefy1212]

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@Meanmchine wrote:

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@JoeRockhead wrote:

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@Meanmchine wrote:

My biggest pet peeve is when someone is planning their "app spree" on their Ch7 discharge date.

My second pet peeve is watching someone 200 points below me getting higher Cap1 limits then I have

---

I can relate, and understand your frustration. Perhaps you just need something to brighten your day.... IDK, something like the fact that the Cowboys have been eliminated for 25 straight years. Sorry, off topic but couldn't resist as I know you experience great joy in such things. 

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<Big Smile>

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Have the Jets even made it to the show in the last 25 years?

[Traveler101]

850 doesn't always get the best rate either. Even when dti is low. Sad, but I can attest to that. Some of my best rates were at the 700 to 740 scores.