GM Rewards CC Goldman Sachs??

[YoungMoney06]

Did a pre approval the other night in the GM Rewards CC, and was pre approved for $4k, 15k bonus points in $1k spend in 3 months, and 0% APR for 12 months.

This is a solid card it seems, but the reward redemptions seems a little less to be desired.

Anyone have any thoughts on this card who have it? Would really like to know the redemptions potential.

[M_Smart007]

@YoungMoney06, It seems like you got the take on the Card.

I have the personal and business version of the GM cards.

Personal is @ $7K SCL / Business is @ $39K SCL

They have added the "credit limit increase link" to the personal card.

Which was not there in the beginning.

You may want to note this;

Earn $100 statement credit when you spend $1,500 on fuel per calendar year10
or
Earn a $100 statement credit when you use the My GM Rewards Card to pay 6 months of your electric bills11 

I believe @NoMoreE46 did the math, and it works out to 6.6% @ exactly $1500 spend.

[NoMoreE46]

OP:

Do you have or plan to get a GM vehicle?

[YoungMoney06]

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@NoMoreE46 wrote:

OP:

Do you have or plan to get a GM vehicle?

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Perhaps in the next 12-18 months. Looking to purchase a home first, although I have a bit of a sour taste in my mouth as the result of a "soft pull" GM application I did a month ago that the local dealership decided to turn into a hard pull without my consent.

[Beefy1212]

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@YoungMoney06 wrote:

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@NoMoreE46 wrote:

OP:

Do you have or plan to get a GM vehicle?

---

Perhaps in the next 12-18 months. Looking to purchase a home first, although I have a bit of a sour taste in my mouth as the result of a "soft pull" GM application I did a month ago that the local dealership decided to turn into a hard pull without my consent.

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They didn't do the hp thing on me but I did the pre-qual just to see if they would offer me the well qualified deal and now they won't stop calling me. Not sure how many times the local dealer (same guy) wants to hear F off I was simply doing market research.

[YoungMoney06]

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@Beefy1212 wrote:

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@YoungMoney06 wrote:

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@NoMoreE46 wrote:

OP:

Do you have or plan to get a GM vehicle?

---

Perhaps in the next 12-18 months. Looking to purchase a home first, although I have a bit of a sour taste in my mouth as the result of a "soft pull" GM application I did a month ago that the local dealership decided to turn into a hard pull without my consent.

---

They didn't do the hp thing on me but I did the pre-qual just to see if they would offer me the well qualified deal and now they won't stop calling me. Not sure how many times the local dealer (same guy) wants to hear F off I was simply doing market research.

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I told the internet sales rep who called me I wanted to speak to a manager for pulling my credit HP when I didn't agree to a hard pull.

Said I'd hear back from one the next day. Never came. Called a week later told him the same thing and haven't heard anything since.

So they HP'd me for nothing, been wondering if it's wondering disputing or would be more hassle.