The peer pressure! I know, I know. There will never be a perfect time but I have all these thoughts running through my head, lol.
One is my scores are 816, 816, and 744 (EX). I have a medical collection which never hit TU, and I was able to dispute it with EQ. My first few attempts disputing with EX have been unsuccessful.
Also, I think 2 of 8 24-month hard enq's (not credit card enq's) drop off in Feb.
Also, should I wait for the 5X dining first year intro to come back?
Lastly, I will be adding a $1500 spending intro bonus requirement (90 days) when SYW just dropped a $700 - $800 spend goal on me for the next three months, for their latest offer, lol.
I know, I know, just go for it. 
; Everyday 3% CB: 
; Everyday 5%: 
; Retired to sock drawer after AOD: 
; On my radar: 
; No hope: 
@FinStar wrote:
@Remedios wrote:I just have to stay strong till midnight, if that's when SUB changes.
Then SUB turns into pumpkin, I turn into gremlin, business as usual
SUB is still 80K as of this afternoon. Did you still end up turning into a gremlin @Remedios? I made sure not to feed you after midnight 😜
I did not apply.
SUB is 60,000 right now when I look at Citi website, so I think I'm safe.
I think...
@Remedios wrote:
@FinStar wrote:
@Remedios wrote:I just have to stay strong till midnight, if that's when SUB changes.
Then SUB turns into pumpkin, I turn into gremlin, business as usual
SUB is still 80K as of this afternoon. Did you still end up turning into a gremlin @Remedios? I made sure not to feed you after midnight 😜
I did not apply.
SUB is 60,000 right now when I look at Citi website, so I think I'm safe.
I think...
Betcha I can find a working 80k link for you if you promise to apply ill seek 
@CreditCuriosity wrote:
@Remedios wrote:
@FinStar wrote:
@Remedios wrote:I just have to stay strong till midnight, if that's when SUB changes.
Then SUB turns into pumpkin, I turn into gremlin, business as usual
SUB is still 80K as of this afternoon. Did you still end up turning into a gremlin @Remedios? I made sure not to feed you after midnight 😜
I did not apply.
SUB is 60,000 right now when I look at Citi website, so I think I'm safe.
I think...
Betcha I can find a working 80k link for you if you promise to apply ill seek
I refreshed the one with the above SUB and it's still 80K. I can't go for Premier yet until July but Remedios can 😎
@simplynoir - wya with the status?
@FinStar wrote:
@CreditCuriosity wrote:
@Remedios wrote:
@FinStar wrote:
@Remedios wrote:I just have to stay strong till midnight, if that's when SUB changes.
Then SUB turns into pumpkin, I turn into gremlin, business as usual
SUB is still 80K as of this afternoon. Did you still end up turning into a gremlin @Remedios? I made sure not to feed you after midnight 😜
I did not apply.
SUB is 60,000 right now when I look at Citi website, so I think I'm safe.
I think...
Betcha I can find a working 80k link for you if you promise to apply ill seek
I refreshed the one with the above SUB and it's still 80K. I can't go for Premier yet until July but Remedios can 😎
@simplynoir - wya with the status?
Here it is.
https://citicards.citi.com/usc/Multi/tab/SL/Featured/PS/DV/default.htm?tab=rewards
Just click on the pretty premier on top and sure enough took me to the 80k link. Enjoy the approval.
Err can go through regular site as well even though reported dropped to 60k I see 80k on one above and also one on regular site as well, but to be safe can use one above. Note had to do incognito as likely have cookies cached on above link. Good luck!
@FinStar wrote:
@CreditCuriosity wrote:
@Remedios wrote:
@FinStar wrote:
@Remedios wrote:I just have to stay strong till midnight, if that's when SUB changes.
Then SUB turns into pumpkin, I turn into gremlin, business as usual
SUB is still 80K as of this afternoon. Did you still end up turning into a gremlin @Remedios? I made sure not to feed you after midnight 😜
I did not apply.
SUB is 60,000 right now when I look at Citi website, so I think I'm safe.
I think...
Betcha I can find a working 80k link for you if you promise to apply ill seek
I refreshed the one with the above SUB and it's still 80K. I can't go for Premier yet until July but Remedios can 😎
@simplynoir - wya with the status?
@FinStar, technically as far as waiting 2 yrs after PC I can do it but HPs will probably be auto denial *sad otter noises*