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Well, I added over $30,000 in lines this month. The only two cards I still want is a Diner's Club and an Amex Revolver. To get them I think I need to garden for a year and have the inquiries come off. I have decided though I need to swear off visiting this board to avoid the temptation to app. I may drop in every once in a while but I really need to take a break. I will say these discussions have been helpful and I love how this community is willing to help folks get their credit lives back on track. Thanks to everyone for the advice and help over the last six months.
Congrats on the new lines!
Id go ahead and at least try to apply for Diners now and then garden.
Amex revolver I would hit in Jan. since you are cardholder if you get it it will backdate furtherest and if you don't get it won't be a hp.
@Anonymous wrote:Well, I added over $30,000 in lines this month. The only two cards I still want is a Diner's Club and an Amex Revolver. To get them I think I need to garden for a year and have the inquiries come off. I have decided though I need to swear off visiting this board to avoid the temptation to app. I may drop in every once in a while but I really need to take a break. I will say these discussions have been helpful and I love how this community is willing to help folks get their credit lives back on track. Thanks to everyone for the advice and help over the last six months.
Congrats. Yes I will join you in garden for sure.
I app'ed for Diner's and was denied.
@Creditaddict wrote:Id go ahead and at least try to apply for Diners now and then garden.
Amex revolver I would hit in Jan. since you are cardholder if you get it it will backdate furtherest and if you don't get it won't be a hp.
So if you have an AMEX card already and get denied for diff AMEX card it's an SP?
@xtdefy wrote:
@Creditaddict wrote:Id go ahead and at least try to apply for Diners now and then garden.
Amex revolver I would hit in Jan. since you are cardholder if you get it it will backdate furtherest and if you don't get it won't be a hp.
So if you have an AMEX card already and get denied for diff AMEX card it's an SP?
as long as it's american express bank not a co-branded card like fidelity or something which is FIA/Bank of America.
@Creditaddict wrote:
@xtdefy wrote:
@Creditaddict wrote:Id go ahead and at least try to apply for Diners now and then garden.
Amex revolver I would hit in Jan. since you are cardholder if you get it it will backdate furtherest and if you don't get it won't be a hp.
So if you have an AMEX card already and get denied for diff AMEX card it's an SP?
as long as it's american express bank not a co-branded card like fidelity or something which is FIA/Bank of America.
hmmm and if you get approved, then they do the HP?? haha
do you know if the Starwood AMEX is part of american express bank?
@xtdefy wrote:
@Creditaddict wrote:
@xtdefy wrote:
@Creditaddict wrote:Id go ahead and at least try to apply for Diners now and then garden.
Amex revolver I would hit in Jan. since you are cardholder if you get it it will backdate furtherest and if you don't get it won't be a hp.
So if you have an AMEX card already and get denied for diff AMEX card it's an SP?
as long as it's american express bank not a co-branded card like fidelity or something which is FIA/Bank of America.
hmmm and if you get approved, then they do the HP?? haha
do you know if the Starwood AMEX is part of american express bank?
oh yes... sorry if you are on americanexpress.com all those cards will be amex.
@Creditaddict wrote:
@xtdefy wrote:
@Creditaddict wrote:
@xtdefy wrote:
@Creditaddict wrote:Id go ahead and at least try to apply for Diners now and then garden.
Amex revolver I would hit in Jan. since you are cardholder if you get it it will backdate furtherest and if you don't get it won't be a hp.
So if you have an AMEX card already and get denied for diff AMEX card it's an SP?
as long as it's american express bank not a co-branded card like fidelity or something which is FIA/Bank of America.
hmmm and if you get approved, then they do the HP?? haha
do you know if the Starwood AMEX is part of american express bank?
oh yes... sorry if you are on americanexpress.com all those cards will be amex.
ok cool... hmmm so tempting!!