cancel
Showing results for 
Search instead for 
Did you mean: 

Gotta Love Comenity...

tag
KLEXH25
Valued Contributor

Re: Gotta Love Comenity...

@Sarge12 - “I have always been led to believe credit decisions at Comenity involve a dart board with each section being what the decision will be. If the one making the decision is better at darts, your odds increase.”

I guess they missed the dartboard and hit the wall, so they reported accordingly 😆


Message 11 of 29
NaaryalHead
Regular Contributor

Re: Gotta Love Comenity...

No hitting the board for some of us. Same as PC chances with a QS1

 


5k+ CLs: Chase Amazon, Cap1 QS1,
10k+ CLs: BofA Cash Rewards, Amex Cash Magnet, Citi DC, Barclays Uber, Citi Premier, Chase Saphire Preff,Cap1 Savor1



Torch bearer of the Bucketeers' Society. Shamefully carrying a bucketed Cap One QS1 with AF & zero chance of a PC.
Message 12 of 29
sarge12
Senior Contributor

Re: Gotta Love Comenity...


@AverageJoesCredit wrote:
Ok Sarge, so long as its humans playing darts because we all know and understand that only at Discover do monkeys play with and throw darts and thats to determine who gets a cli and whenSmiley Wink

If that is true....my dart throwing monkey there sucks...bigtime!!!

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 13 of 29
CreditInspired
Community Leader
Super Contributor

Re: Gotta Love Comenity...


@NaaryalHead wrote:

No hitting the board for some of us. Same as PC chances with a QS1

 


This is too cute 😂🤣


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 14 of 29
Ms6Footer
Contributor

Re: Gotta Love Comenity...

I had the same thing on my Brylane card this week. I called and was told I need to submit a secured message through the cc website to ask get further help. 3 days later.... still waiting to hear back. You are not alone. I can’t get an increase on this card to save my life. It’s a year old and never once. My Lane Bryant and Woman Within get them.
Message 15 of 29
ChargedUp
Senior Contributor

Re: Gotta Love Comenity...

Comenity is a bizarre little animal. No CLI for you, but then they'll approve you for 6 more cards the same day... Then blue envelope half of them 2 months later.

Message 16 of 29
Ms6Footer
Contributor

Re: Gotta Love Comenity...

So this morning I got back a response to my secured message and they filled in random reasons. #1 was I don’t have a mortgage!! 2. Delinquent account. Not true. And age of account. The account is a year old. I’m considering closing it because for a $500 limit it’s too hard to manage to make sure i order something small every few months just to keep active. But not sure how closing it will effect anything.
Message 17 of 29
AverageJoesCredit
Legendary Contributor

Re: Gotta Love Comenity...

Oh come on! All you need to do is go app a mortgage , take on on 100k plus debt so you can get a $500 cc cli. Simple and easy.well worth it imo.

😄
Message 18 of 29
Ms6Footer
Contributor

Re: Gotta Love Comenity...

Sounds like a well played plan. LOL. They can keep the CLI it’s not even worth my energy anymore. I’m over it with Comenity. I just need my Lane Bryant card and that’s only for the discounts.
Message 19 of 29
AverageJoesCredit
Legendary Contributor

Re: Gotta Love Comenity...

Yeah , gotta be careful with store cards, theyve got me in trouble more than once and am seriously thinking of closing some. Im about to embark on a 0/24 journey and throwing away hps for nothing in return has me second guessing alot of my profile. My Zales $9250 might be first to goSmiley Wink
Message 20 of 29
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.