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HSBC Gold CLI... HP or SP?

socalchef00
Regular Contributor

HSBC Gold CLI... HP or SP?

Want to apply for CLI with my HSBC Gold card, but can't find any topics regarding if they are a HP or SP. Anyone know?


TransUnion FicoScore 8 : 800 | EquiFax FicoScore 9 : 813 | Experian FicoScore 8 : 760
Total Credit Limit Of : $374,650 | Avg Cr Age : 6 Yrs., Oldest card : 18 years, Youngest card : 2 Month
Message 1 of 14
13 REPLIES 13
RSX
Valued Contributor

Re: HSBC Gold CLI... HP or SP?

I recently got a $3k CLI on my HSBC Gold CC with an SP

 

i then went ahead and got a $3.5k CLI on my HSBC LOC which was also an SP

 

however - these were done in Nov and Dec of 2021

 

now that it is moving to Citizens in the next 2 weeks, i dont know if CLI will be locked down until after the transition

 

 

Dec 16/2019. EX. 721. EQ. 723. TU 746
Dec 29/2021 EX. 734 EQ. 739 TU 746
Aug 3/2023 EX. 765 EQ. 740 TU 751
Inq. EX 2 EQ 6 TU 6 - - CC 3x24, 1x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Boundless $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $29.5k - PFCP - $13k - PayBoo - $13.6k - Penfed Gold - $12.5k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $8k
Message 2 of 14
socalchef00
Regular Contributor

Re: HSBC Gold CLI... HP or SP?


@RSX wrote:

I recently got a $3k CLI on my HSBC Gold CC with an SP

 

i then went ahead and got a $3.5k CLI on my HSBC LOC which was also an SP

 

however - these were done in Nov and Dec of 2021

 

now that it is moving to Citizens in the next 2 weeks, i dont know if CLI will be locked down until after the transition

 

 


Just tried and got this response : 

Sorry, we can’t process your request at the moment. We apologize for the inconvenience."


TransUnion FicoScore 8 : 800 | EquiFax FicoScore 9 : 813 | Experian FicoScore 8 : 760
Total Credit Limit Of : $374,650 | Avg Cr Age : 6 Yrs., Oldest card : 18 years, Youngest card : 2 Month
Message 3 of 14
RSX
Valued Contributor

Re: HSBC Gold CLI... HP or SP?

not surprised - i bet Citizens put a hold on all CLI a month before the transition

 

 

Dec 16/2019. EX. 721. EQ. 723. TU 746
Dec 29/2021 EX. 734 EQ. 739 TU 746
Aug 3/2023 EX. 765 EQ. 740 TU 751
Inq. EX 2 EQ 6 TU 6 - - CC 3x24, 1x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Boundless $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $29.5k - PFCP - $13k - PayBoo - $13.6k - Penfed Gold - $12.5k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $8k
Message 4 of 14
socalchef00
Regular Contributor

Re: HSBC Gold CLI... HP or SP?


@RSX wrote:

not surprised - i bet Citizens put a hold on all CLI a month before the transition

 

 


Bummer.


TransUnion FicoScore 8 : 800 | EquiFax FicoScore 9 : 813 | Experian FicoScore 8 : 760
Total Credit Limit Of : $374,650 | Avg Cr Age : 6 Yrs., Oldest card : 18 years, Youngest card : 2 Month
Message 5 of 14
M_Smart007
Legendary Contributor

Re: HSBC Gold CLI... HP or SP?


@socalchef00 wrote:

@RSX wrote:

I recently got a $3k CLI on my HSBC Gold CC with an SP

 

i then went ahead and got a $3.5k CLI on my HSBC LOC which was also an SP

 

however - these were done in Nov and Dec of 2021

 

now that it is moving to Citizens in the next 2 weeks, i dont know if CLI will be locked down until after the transition

 

 


Just tried and got this response : 

Sorry, we can’t process your request at the moment. We apologize for the inconvenience."


@socalchef00, I had got the same message, called in hit up chat .. here are the results here and here.

Keep in mind this was a while back.

Message 6 of 14
Goos
Regular Contributor

Re: HSBC Gold CLI... HP or SP?


@socalchef00 wrote:

Want to apply for CLI with my HSBC Gold card, but can't find any topics regarding if they are a HP or SP. Anyone know?


My experience with the card is it is HP on Equifax . Both the gold and the cash rewards . And many of us have heard nothing about moving or staying so not sure all credit cards are moving to citizens. 

Message 7 of 14
M_Smart007
Legendary Contributor

Re: HSBC Gold CLI... HP or SP?


@Goos wrote:

@socalchef00 wrote:

Want to apply for CLI with my HSBC Gold card, but can't find any topics regarding if they are a HP or SP. Anyone know?


My experience with the card is it is HP on Equifax . Both the gold and the cash rewards . And many of us have heard nothing about moving or staying so not sure all credit cards are moving to citizens. 


@Goos, HSBC CLI's are "SP" ..Fresh DP's "HERE"

Message 8 of 14
Goos
Regular Contributor

Re: HSBC Gold CLI... HP or SP?


@M_Smart007 wrote:

@Goos wrote:

@socalchef00 wrote:

Want to apply for CLI with my HSBC Gold card, but can't find any topics regarding if they are a HP or SP. Anyone know?


My experience with the card is it is HP on Equifax . Both the gold and the cash rewards . And many of us have heard nothing about moving or staying so not sure all credit cards are moving to citizens. 


@Goos, HSBC CLI's are "SP" ..Fresh DP's "HERE"


Not all apparently , I have a fresh one from January 2022 . Seems like ymmv. 

Message 9 of 14
FinStar
Moderator Emeritus

Re: HSBC Gold CLI... HP or SP?


@Goos wrote:

@M_Smart007 wrote:

@Goos wrote:

@socalchef00 wrote:

Want to apply for CLI with my HSBC Gold card, but can't find any topics regarding if they are a HP or SP. Anyone know?


My experience with the card is it is HP on Equifax . Both the gold and the cash rewards . And many of us have heard nothing about moving or staying so not sure all credit cards are moving to citizens. 


@Goos, HSBC CLI's are "SP" ..Fresh DP's "HERE"


Not all apparently , I have a fresh one from January 2022 . Seems like ymmv. 


Right. There's some profiles where it can be SP while others will be HP.

Message 10 of 14
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