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Have you ever been denined for ?

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ZackAttack
Established Contributor
‎05-11-2019 01:26 PM
‎05-11-2019 01:26 PM

Re: Have you ever been denined for ?

@AstroNerd wrote:

Penfed has denied me 4 times for various credit cards. Very disappointed. Seems they moved the lending standards to the same used by any other private bank. Might as well open a Bank of America or Chase account with access to atms all over the country.

I would open up a checking account for Charles Schwab. Unlimited rebates for atms at any value in the account.

MSGCU Rewards | $8kDiscover Cash It | $10kAmex BCP | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Plat | $35kNFCU cashRewards | $24kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
Message 11 of 13
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Anonymous
Not applicable
‎05-11-2019 07:35 PM
‎05-11-2019 07:35 PM

Re: Have you ever been denined for ?

I was originally denied by Chase for a cold app CSP for having reached their credit limit available to me on my other cards, a total of 8k between freedom and amazon, 28k if they included my Ink card. 6 months later got prequal for CSP 15.5k.
Message 12 of 13
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ZackAttack
Established Contributor
‎05-11-2019 10:46 PM
‎05-11-2019 10:46 PM

Re: Have you ever been denined for ?

I have been denied for my income (assuming too low) (x2) and no CR listed to me.

MSGCU Rewards | $8kDiscover Cash It | $10kAmex BCP | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Plat | $35kNFCU cashRewards | $24kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
Message 13 of 13
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