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Hello TD Bank, thanks, but no thanks.

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Openwater
Established Contributor

Hello TD Bank, thanks, but no thanks.

So today I received my first prequal for credit by mail, from a non-rebuilding bank since my BK. 5 years and 2 months in, TD bank blessed me with a prequal offer by mail for their Cash Card.  I am not interested as I'm currently in the garden, but it felt "oh so nice" to be offered some love. Thanks TD, I don't want it, but I appreciate the offer.




Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 1 of 15
14 REPLIES 14
Ficoproblems247
Valued Contributor

Re: Hello TD Bank, thanks, but no thanks.

I feel the same way. I'm sure lots of folks see them as annoying junk mail, but after all of my invites from Credit One over the years, when I get ANY prequalified envelope for a "normal" card it's a great feeling! Congrats on your junk mail!  Smiley Happy





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 2 of 15
Openwater
Established Contributor

Re: Hello TD Bank, thanks, but no thanks.

 


@Ficoproblems247 wrote:

I feel the same way. I'm sure lots of folks see them as annoying junk mail, but after all of my invites from Credit One over the years, when I get ANY prequalified envelope for a "normal" card it's a great feeling! Congrats on your junk mail!  Smiley Happy


Indeed, the little things that some take for granted... I didn't even shred it yet. Still got me feeling good.




Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 3 of 15
AllZero
Mega Contributor

Re: Hello TD Bank, thanks, but no thanks.

Congratulations on your offer!
Message 4 of 15
AverageJoesCredit
Legendary Contributor

Re: Hello TD Bank, thanks, but no thanks.

Congrats i huessSmiley Wink i understand thats a good card and not everyone can get a TD card. Nice self restraintSmiley Happy

Message 5 of 15
Openwater
Established Contributor

Re: Hello TD Bank, thanks, but no thanks.


@AverageJoesCredit wrote:

Congrats i huessSmiley Wink i understand thats a good card and not everyone can get a TD card. Nice self restraintSmiley Happy


I just picked up my BPC less than a month ago, that was my unicorn and I caught her. I will say, I wasn't aware of the TD Cash Card, and agree it appears to be a good card indeed.




Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 6 of 15
Anonymous
Not applicable

Re: Hello TD Bank, thanks, but no thanks.

Congratulations on the offer 

Message 7 of 15
Anonymous
Not applicable

Re: Hello TD Bank, thanks, but no thanks.

Congratulations on your offer!

Message 8 of 15
TekkenQQ7
Established Contributor

Re: Hello TD Bank, thanks, but no thanks.

There's is nothing better than being in the garden, plus I love when me and my shredder are both happy. +1 TD



Message 9 of 15
kerplunk
Frequent Contributor

Re: Hello TD Bank, thanks, but no thanks.

It's nice to feel wanted.

Message 10 of 15
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