Help me choose my next credit card....

[Anonymous]

I'm looking into applying for a new card.  My priorities, in order, are:

1) no annual fee

2) 0 balance transfer fee, 6-18 months 0 APR (introductory rates/promotions)

3) best chance at high balance

4) some form of rewards

Would be nice if there was pre-approval/soft pull but not mandatory.  Also, if anyone knows what the best Fico score to use as a general guideline for applying for new credit cards is id appeciate it.  

[M_Smart007]

Discover IT or IT miles?

[Clegga]

Discover It is pretty great, 2% cash back first year. I was approved for the student version without any credit history as my first card, so it's probably not hard to get with scores over 700. You can get pre-approval offers through experian's free account.

[elixerin]

BT no fee is gonna be Amex ED, Chase Slate which i dont think is available currently, Bank AmeriCard from BofA, Suntrust has a no BT-fee card but its a 3.25% APR over 36 month offer so not exactly 0

Then theres CU's, they are usually the best for BT's or CA's

BT's with some sort of rewards will usually have the 3-5% fee and are p much everywhere

[PutThatMoneyOnTheTable]

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@Anonymous wrote:

I'm looking into applying for a new card.  My priorities, in order, are:

1) no annual fee

2) 0 balance transfer fee, 6-18 months 0 APR (introductory rates/promotions)

3) best chance at high balance

4) some form of rewards

Would be nice if there was pre-approval/soft pull but not mandatory.  Also, if anyone knows what the best Fico score to use as a general guideline for applying for new credit cards is id appeciate it.  

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BB&T has soft pull approval if you are pre-approved but I'm not sure it fits the bill based on your other 4 criteria. 

[Shooting-For-800]

QuickSilver or SavorOne?

[Anonymous]

how would i check for pre-approval?

a new credit card with no hard inquiry would be outstanding

[M_Smart007]

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@Anonymous wrote:

how would i check for pre-approval?

a new credit card with no hard inquiry would be outstanding

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Lenders look more at new accounts than inquiries.

[Harvey26]

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@Anonymous wrote:

how would i check for pre-approval?

a new credit card with no hard inquiry would be outstanding

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https://www.bbt.com/offers/checkOffers

[Anonymous]

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@Harvey26 wrote:

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@Anonymous wrote:

how would i check for pre-approval?

a new credit card with no hard inquiry would be outstanding

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https://www.bbt.com/offers/checkOffers

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I guess since i live in MA i cant get a pre appoval offer??