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My wife has a short credit history, like 6 months.
We got her a Capital one Secured with a $200 limit 6 months ago and i put her on as an AU to my Capital One Platinum around the same time.
Using creditchecktotal, as of today she has a FICO 8 of TU:655, EQ:714, EX: No score generated.
Are there any good travel cards that she could get based off of her EQ score? I just got a Chase Southwest Premier and got approved with a 630 on EX but that is the only one that Chase pulled from.
I don't want to waste a hard inquiry but 714 is pretty good. At least 50-60pts higher than my highest FICO but i have 3-4 years of history, even though its not great history.
I know it is tempting, but I would recommend waiting at least 3 if not 6 more months before applying for another card for her. Let her EX generate and her other accounts age. As they do, her score will improve and she will most likely get better SL's.