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How Is Ebates On Getting Approved?

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CreditMagic7
Mega Contributor

How Is Ebates On Getting Approved?

Don't they pull TU and it is after all a Synchrony card and i only have 4 so far? 

Message 1 of 27
26 REPLIES 26
fedxboy
Established Contributor

Re: How Is Ebates On Getting Approved?

Hi Creditmagic!   Do you need more credit?  Are you bored and just looking for an approval?   Do you have any current derogs in your profile?    I only ask, since you recently got declined for the Wells Fargo Dillard's Amex -- yesterday and CapOne only gave you a 600 limit on the BuyPower.  Granted GE/SYNC  should have lighter u/w, but..........

 

 

 

and Yes, they do pull TU!



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 2 of 27
CreditMagic7
Mega Contributor

Re: How Is Ebates On Getting Approved?


@fedxboy wrote:

Hi Creditmagic!   Do you need more credit?  Are you bored and just looking for an approval?   Do you have any current derogs in your profile?    I only ask, since you recently got declined for the Wells Fargo Dillard's Amex -- yesterday and CapOne only gave you a 600 limit on the BuyPower.  Granted GE/SYNC  should have lighter u/w, but..........


No derogs, need to make up for Well Fargo's snub, thats all Smiley Very Happy

Message 3 of 27
fedxboy
Established Contributor

Re: How Is Ebates On Getting Approved?

I like the Ebates card for the additonal 3% on top of whatever your other percentage is.    Some say it's a higher tier card with Synchrony.



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 4 of 27
Anonymous
Not applicable

Re: How Is Ebates On Getting Approved?

each ttime CreditMagic7 gets a card denied, he needs to apply for another card to fill that void Smiley LOL

Message 5 of 27
CreditMagic7
Mega Contributor

Re: How Is Ebates On Getting Approved?


@fedxboy wrote:

I like the Ebates card for the additonal 3% on top of whatever your other percentage is.    Some say it's a higher tier card with Synchrony.


I read the same thing too. I dunno, maybe let the dust settle for awhile before going headlong for that ONE LAST CARD before gardening the entire year 2015 (if i can)

Message 6 of 27
CreditMagic7
Mega Contributor

Re: How Is Ebates On Getting Approved?


@Anonymous wrote:

each ttime CreditMagic7 gets a card denied, he needs to apply for another card to fill that void Smiley LOL


That's one thing Creditaddict and i have in common for certain Smiley Wink

And the best part of all is that it almost always leads to more then one make up APPROVALS!! afterwards Smiley Very Happy

Message 7 of 27
Creditaddict
Legendary Contributor

Re: How Is Ebates On Getting Approved?

It's by far the hardest card Sync offers and I have been denied 4 times now! but it's on my list and I WILL get it!

Message 8 of 27
Ron1
Super Contributor

Re: How Is Ebates On Getting Approved?

It should be pretty easy if you don't have too many inquires or any negative. It is good card to have if you buy stuff online thru ebates regularly.

This one is the hardest one to get. It took two times.

 

Ron.

Message 9 of 27
CreditMagic7
Mega Contributor

Re: How Is Ebates On Getting Approved?


@Ron1 wrote:

It should be pretty easy if you don't have too many inquires or any negative. It is good card to have if you buy stuff online thru ebates regularly.

This one is the hardest one to get. It took two times.

 

Ron.


Thanks for the caution all. I will pass i think on this one for now. Can't stomach another wasted HP on TU 'cause already racked up enough as it is, thankfully all but 2 for good approvals Smiley Happy

Message 10 of 27
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