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How many days must I wait before applying to Cap One again?

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Datx
Valued Contributor

How many days must I wait before applying to Cap One again?

Hi everyone. I applied for a Cap One card on the day I was discharged. And appears I am backlisted. Since I was denied for a unsecured card, I was hoping to rebuild with their secured card. But again, I was denied. In the denial reason, it stated

 

Based on your application information, there is a currently pending or recently processed application with Capital One

 

Does anyone know when I can apply again? Do I have to wait 7 days, 14 days, or even 30 days?

 

 

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: How many days must I wait before applying to Cap One again?

I'm going to say in your case, it sounds like a recently processed app.  Which means 6 months would be good.  Don't give up.  They're normally good about forgiving people.  

Message 2 of 6
Loquat
Moderator Emeritus

Re: How many days must I wait before applying to Cap One again?

I would try again for at least 45 days from time of denial or you run the risk of getting that exact response again.

Message 3 of 6
Anonymous
Not applicable

Re: How many days must I wait before applying to Cap One again?

I was able to obtained 2 cards within 30 days. Waited for day 32, tried again and got 2 more. YMMV. 

Message 4 of 6
Anonymous
Not applicable

Re: How many days must I wait before applying to Cap One again?

Yes, you can app for more cards.  Just depends with them.  I had two QS's and have two Venture's.  Combined my QS's and getting ready to combine my Venture's.  I'm finding it easier to deal with just 2.

Message 5 of 6
UncleB
Credit Mentor

Re: How many days must I wait before applying to Cap One again?

I recall reading that with Capital One you can apply for two cards every 30 days under normal circumstances.

 

In this case, I would hold off for a month (and probably give it a few days after just to make sure) before trying again.  Smiley Wink

Message 6 of 6
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