How solid are Lowes Prequal? Got a prequal then 7-10 day message.

[Anonymous]

Are Lowe's prequalifications pretty solid? Here's a screenshot of what I got with an APR. Then went to a screen that said I'll get a response in 7-10 days. So I guess I didn't get "denied", but we all know what 7-10 usually means

[Anonymous]

If I remember correctly my attempt at Lowe's Prequalifier offered me a $2900SL, I imagine that was a pretty strong indicator for me since it offered a CL? 🤔  Though I ended up pulling on a Cap1 Platinum $3500SL (I know 3 HPs was treacherous) to play it safe for now until my score grows a bit more. I also prequalified for delta Amex's but I chickened out on those too 😁 

I'm sorry that I don't have a clear answer for you, but from my reading around here the "7-10 days" is a good indication of a denial as you learned as well. 

[Anonymous]

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@Anonymous wrote:

Are Lowe's prequalifications pretty solid? Here's a screenshot of what I got with an APR. Then went to a screen that said I'll get a response in 7-10 days. So I guess I didn't get "denied", but we all know what 7-10 usually means

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Very very very solid if you used the pre qual site and it said you were pre approved.   If you just applied and got the 7-10 message will probably mean you're denied

[creditguy86]

You're probably approved, might be some verification needed.