How solid are USAA pre-selected offers?

[Creditaddict]

Yes

[Appleman]

The pre-approval use to be solid gold for me. I had a few auto loans a few years back with USAA that they changed the term on me, 10% down and higher interest rate. Not saying it wasn't warranted give the profile at the time.

They really do not like a lot of inquiries or newly opened accounts (personal experience)

[Creditaddict]

What apr and bt offer you get on USAA pre-approval?

[Anonymous]

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@Creditaddict wrote:
Yes

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Yes,  I might expect a 5k SL or would that still be unrealistic?

[Anonymous]

If it's Visa Signature, those come with a 5k CL as minimum. I'm after that Preferred Cash Rewards Visa Signature (1.5% cash back) later in the year...hopefully USAA gives me an offer for a zero APR period or something.

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@Anonymous wrote:

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@Creditaddict wrote:
Yes

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Yes,  I might expect a 5k SL or would that still be unrealistic?

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[Anonymous]

I jumped on a pre approved offer in October last year. They pulled EQ, which was 736 at the time and showing a tax lien. Approved for $7K.

[Creditaddict]

I was approved for 2 $7k cards back to back... Under 680 score I believe at time.

[Creditaddict]

No offers btw

[Anonymous]

You're pre-selected for a USAA Preferred Cash Rewards Visa Signature® credit card

• Earn 1.5% cash back on every purchase.
• Enjoy a 0% introductory APR on all purchases, balance transfers and convenience checks until 07/01/2017. After 07/01/2017, your Regular APR of 19.15% will apply to these introductory balances and any new transactions. Each balance transfer and convenience check has a transaction fee of up to 3%.See note1
• Your 19.15% Regular APR will also apply to your cash advances immediately upon account opening. Your Regular APR will vary with the market based on the Prime Rate.
• No annual fee. No penalty APR. No foreign transaction fees.

[Anonymous]

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@Creditaddict wrote:
What apr and bt offer you get on USAA pre-approval?

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• Earn 1.5% cash back on every purchase.
• Enjoy a 0% introductory APR on all purchases, balance transfers and convenience checks until 07/01/2017. After 07/01/2017, your Regular APR of 19.15% will apply to these introductory balances and any new transactions. Each balance transfer and convenience check has a transaction fee of up to 3%.See note1
• Your 19.15% Regular APR will also apply to your cash advances immediately upon account opening. Your Regular APR will vary with the market based on the Prime Rate.
• No annual fee. No penalty APR. No foreign transaction fees.