So I saw https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Freedom-Unlimited-new-offer/td-p/6091659 and tempted me to apply However, COVID makes me think my chances at approval are very slim.
For me right now both cards are over a year old. I did open a Amazon sync card which I only kept open for 3 months and then closed due to really not liking it and Sync shutting accounts down but did collect a SUB on it. Not sure if Chase perhaps would take this into question as sub chasing.
With that all said tho after a year it becomes a duplicate 1.5% CB card.
Mid 700s scores.
Honesty, It seems to be trusting my gut and figuring it will be a instant denial is the best course here.
Any thoughts 
@Anonymous wrote:So I saw https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Freedom-Unlimited-new-offer/td-p/6091659 and tempted me to apply However, COVID makes me think my chances at approval are very slim.
For me right now both cards are over a year old. I did open a Amazon sync card which I only kept open for 3 months and then closed due to really not liking it and Sync shutting accounts down but did collect a SUB on it. Not sure if Chase perhaps would take this into question as sub chasing.
With that all said tho after a year it becomes a duplicate 1.5% CB card.
Mid 700s scores.
Honesty, It seems to be trusting my gut and figuring it will be a instant denial is the best course here.
Any thoughts
Well, score is nice. Any chance if you mark on your report? What is your income?
@ZackAttack wrote:
@Anonymous wrote:So I saw https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Freedom-Unlimited-new-offer/td-p/6091659 and tempted me to apply However, COVID makes me think my chances at approval are very slim.
For me right now both cards are over a year old. I did open a Amazon sync card which I only kept open for 3 months and then closed due to really not liking it and Sync shutting accounts down but did collect a SUB on it. Not sure if Chase perhaps would take this into question as sub chasing.
With that all said tho after a year it becomes a duplicate 1.5% CB card.
Mid 700s scores.
Honesty, It seems to be trusting my gut and figuring it will be a instant denial is the best course here.
Any thoughts
Well, score is nice. Any chance if you mark on your report? What is your income?
Nothing negative on my report if that's what your asking. By Mid 700s it's around 730s to be exact. Very low util as well.
I shoud have included my income is low living at home but my costs are also low. Under 20k right now sadly. Another possible reason for a denial. No other debit obligations at all.
@Anonymous wrote:
@ZackAttack wrote:
@Anonymous wrote:So I saw https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Freedom-Unlimited-new-offer/td-p/6091659 and tempted me to apply However, COVID makes me think my chances at approval are very slim.
For me right now both cards are over a year old. I did open a Amazon sync card which I only kept open for 3 months and then closed due to really not liking it and Sync shutting accounts down but did collect a SUB on it. Not sure if Chase perhaps would take this into question as sub chasing.
With that all said tho after a year it becomes a duplicate 1.5% CB card.
Mid 700s scores.
Honesty, It seems to be trusting my gut and figuring it will be a instant denial is the best course here.
Any thoughts
Well, score is nice. Any chance if you mark on your report? What is your income?
Nothing negative on my report if that's what your asking. By Mid 700s it's around 730s to be exact. Very low util as well.
I shoud have included my income is low living at home but my costs are also low. Under 20k right now sadly. Another possible reason for a denial. No other debit obligations at all.
You might still have a shot at approval. When I applied for my Chase cards back in 2017, my income was under 20k as a student. Wasn't instant as I got the 30 day message but I called Chase, verified my identity and BOOM! Approved .
