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I apped for a truist card and got the 2 - 3 day review message

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SUPERSQUID
Valued Contributor
‎08-21-2022 06:54 AM
‎08-21-2022 06:54 AM

I apped for a truist card and got the 2 - 3 day review message

I was messing around with prequals and truist prequalified me for all of their cards, this is the 2nd time in a few months they prequalified me far all of their cards.

This time i followed thru and apped for the card that gives a 15 month zero on bt's and purchases.

I got the 2 -3 day review message.

where do i stand?

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
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Message 1 of 28
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27 REPLIES 27
ksimmons3
Member
‎08-21-2022 03:14 PM
‎08-21-2022 03:14 PM

Re: I apped for a truist card and got the 2 - 3 day review message

That's what I got, third day received email approval.

Message 2 of 28
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SUPERSQUID
Valued Contributor
‎08-21-2022 03:53 PM
‎08-21-2022 03:53 PM

Re: I apped for a truist card and got the 2 - 3 day review message

@ksimmons3 wrote:

That's what I got, third day received email approval.

Thanks, I hope they approve me, i could use the bt offer

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 3 of 28
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learningcredit54
Regular Contributor
‎08-23-2022 07:32 AM
‎08-23-2022 07:32 AM

Re: I apped for a truist card and got the 2 - 3 day review message

ISame thing happened to me back in June - 3rd day got approved for 4500.

Not a large limit to many but I am grateful for it. Prior to this year my max limit was my 600.00 QuiksilverOne

Business Cards:
Amex Business Plus: 6000 // Amex Business Hilton Honors: 3000 // Amex Delta Gold: 4900 // Amex Business Platinum NPSL POT 5000 // Amex Business Gold NPSL POT 15000

Personal Cards:
Discover It Cash Back: 8000 // Chase Saphire Preferred: 5000 // Truist Enjoy Beyond: 4500 // Amex Blue Cash Preferred: 1000 // Cap1SavorOne: 2000 // Cap1 Secured Platinum: 200 // Cap1 QuiksilverOne 2000 // Citi Double Cash: 5200 // Amex Platinum NPSL POT 4000 // Amex Gold NPSL POT 1750


GOAL SCORES 750 ACROSS
Message 4 of 28
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SDMarik
Established Contributor
‎08-23-2022 08:05 AM
‎08-23-2022 08:05 AM

Re: I apped for a truist card and got the 2 - 3 day review message

Definately sounds like you likely have an approval coming your way. Would love an update when you get an answer, for the DP.



"When prosperity comes, do not use all of it"
Message 5 of 28
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SUPERSQUID
Valued Contributor
‎08-23-2022 08:24 AM
‎08-23-2022 08:24 AM

Re: I apped for a truist card and got the 2 - 3 day review message

@SDMarik wrote:

Definately sounds like you likely have an approval coming your way. Would love an update when you get an answer, for the DP.

Yes , i will post their reply when i get it. the data points might help someone, especially those who ask about the truist prequal and those with a bk on their reports like me.

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 6 of 28
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SUPERSQUID
Valued Contributor
‎08-23-2022 08:27 AM
‎08-23-2022 08:27 AM

Re: I apped for a truist card and got the 2 - 3 day review message

@learningcredit54 wrote:

ISame thing happened to me back in June - 3rd day got approved for 4500.

Not a large limit to many but I am grateful for it. Prior to this year my max limit was my 600.00 QuiksilverOne

I have my fingers crossed for an approval. i feel if it was a denial it would have been immediate or the 7 - 10 day letter message.

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 7 of 28
Reply
SUPERSQUID
Valued Contributor
‎08-23-2022 01:49 PM
‎08-23-2022 01:49 PM

Re: I apped for a truist card and got the 2 - 3 day review message

Update,

Today i received an email denial and the letter will come in 7 - 10 days.

WHAA WHAA

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 8 of 28
Reply
OmarGB9
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎08-23-2022 02:04 PM
‎08-23-2022 02:04 PM

Re: I apped for a truist card and got the 2 - 3 day review message

@SUPERSQUID wrote:

Update,

Today i received an email denial and the letter will come in 7 - 10 days.

WHAA WHAA

Sorry for the denial.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 9 of 28
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SUPERSQUID
Valued Contributor
‎08-23-2022 02:17 PM
‎08-23-2022 02:17 PM

Re: I apped for a truist card and got the 2 - 3 day review message

@OmarGB9 wrote:
@SUPERSQUID wrote:

Update,

Today i received an email denial and the letter will come in 7 - 10 days.

WHAA WHAA

Sorry for the denial.

Thanks, I have been super lucky lately with cli's and new cards, you win some you lose some, nothing ventured nothing gained, just a burned hp

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 10 of 28
Reply
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