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I got the itch

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Regular Contributor

I got the itch

So I have the itch to add another card to my wallet. I use my CC for dining, gas, online shopping and Uber on a daily basis. Before I duplicate a card like I did with the chase unlimited and quicksilver(currently in the sock drawer) which are both 1.5% cash back I’m hoping someone can chime in on which card I should consider. My unlimited is my primary card, freedom is out of the question since I was denied couple months back.

28 REPLIES 28
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Established Contributor

Re: I got the itch

What do you spend on? What're your scores, AAoA, etc?





[2/2019]
Message 2 of 29
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Valued Contributor

Re: I got the itch


@Procharged392 wrote:
So I have the itch to add another card to my wallet. I use my CC for dining, gas, online shopping and Uber on a daily basis. Before I duplicate a card like I did with the chase unlimited and quicksilver(currently in the sock drawer) which are both 1.5% cash back I’m hoping someone can chime in on which card I should consider. My unlimited is my primary card, freedom is out of the question since I was denied couple months back.

I was about to suggest CSR so your freedom unlimited's earning becomes 2.25%... but... why were you denied for freedom? Did you open all your card in the last 24 months?

 

If you are under 5/24, consider a simple 2% reward card, citi DC, paypal MC. Then SD both freedom and QS.

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⛪⍟❡olδ ✈☕⸿ⵢᖇ ✈☕թroթⅇl ⍟८ſ ┊Ҩⵢ ┊Ԑժᑭ ☏८ſⴑ ⛽⍶⍶թƧ/βiz ⛽iէ ⍟Ⲙilⅇⴑթ ┊ↇᏨ☕▲B | ८✙ ⛪
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PⵢA: Stay 6ft (2m) away from others, wash your hand 10x a day, don't touch your face.
Message 3 of 29
Valued Contributor

Re: I got the itch

Get one of the following cards:

— a card that gives you 2% on everything

— a card that gives you 3% on groceries

— a card that gives you 3% on dining out

— a card that gives you 3% on gas

 

At this point in your credit career, don’t get any card that has an annual fee.

PenFed Power Cash • Promise • NFCU Flagship • cashRewards • GoRewards • Sapphire Reserve • Freedom • United Explorer • UNFCU Azure

No CC debt • No bonus chasing • No app sprees • No manufactured spending • No AZEO • No airline incidentals • No hotel cards • No store cards • No business cards • No authorized users • No autopay • No push payments • No food delivery services
Message 4 of 29
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Valued Contributor

Re: I got the itch

The title of this thread was deceiving.  I was going to redirect you to the medical forums.

 

In all seriousness though, Barclays Uber card would seem a decent fit.  It may be a little redundant with your Amex Gold and you won't get more than 1% on gas but online shopping, food, and free Uber rides with your rewards could be beneficial to you.

 FICO 8
Message 5 of 29
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Valued Contributor

Re: I got the itch

PC Unlimited to Freedom's 5% then use QS in its place as general spending card, that should relief the itch for now.
Message 6 of 29
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New Contributor

Re: I got the itch

U.S. Bank Cash+ seems like a no-brainer.

It would benefit you to have a pre-existing banking relationship with U.S. Bank, beforehand.


Discover IT - USAA AmEx Cash Rewards
US Bank Cash+ - AmEx Cash 365
Nordstrom Visa - Amazon Prime Corporate
In a former life, I was a poker player. I no longer rely on luck.
Message 7 of 29
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Community Leader
Mega Contributor

Re: I got the itch

And the only cure is for more COWBELLSmiley Wink
Message 8 of 29
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Established Contributor

Re: I got the itch

Though you didn't provide enough data about your credit profile, based on your needs the Uber Visa Card or the Wells Fargo Propel Amex would be a good fit and both have SUBs.

 

https://cards.barclaycardus.com/banking/cards/uber-visa-card/

 

https://www.wellsfargo.com/credit-cards/propel/

Message 9 of 29
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Regular Contributor

Re: I got the itch

Mine never goes away but I must stay away to get out of being 5/24
Message 10 of 29
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