I got the itch

[rbentley]

BOTW Cash Back card gives you 3% back on gas, groceries and dining, 1% on everything else plus. Price Protection/Extended warranty.  World Mastercard. No annual fee.

[Anonymous]

So, I’m thinking...Penfed’s Platinum VISA which gives me 5 pts per $1 for gas and I like US Banks Cash+ which is beneficial since I use Uber/Lyft daily and that falls into the 5% category.

[UpperNwGuy]

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@Anonymous wrote:
So, I’m thinking...Penfed’s Platinum VISA which gives me 5 pts per $1 for gas and I like US Banks Cash+ which is beneficial since I use Uber/Lyft daily and that falls into the 5% category.

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Just remember that PenFed's points have been devalued, so 5x points does not equal 5% anymore.  You actually get about 4.2% for gas purchases... and the redemptions are a bit complicated.

[Brian_Earl_Spilner]

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@AverageJoesCredit wrote:
And the only cure is for more COWBELL

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[Anonymous]

So based on the info, I would say msybe the Capital One Savor card. It looks great for dining and entertainment.
If you don't mind rotating 5% categories, the Discover It card is pretty good too.

[jdbkiang]

You could consider the Sears card, Sams Club MC, or Ducks Unlimited for 5% on gas also. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
So I have the itch to add another card to my wallet. I use my CC for dining, gas, online shopping and Uber on a daily basis. Before I duplicate a card like I did with the chase unlimited and quicksilver(currently in the sock drawer) which are both 1.5% cash back I’m hoping someone can chime in on which card I should consider. My unlimited is my primary card, freedom is out of the question since I was denied couple months back.

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I was about to suggest CSR so your freedom unlimited's earning becomes 2.25%... but... why were you denied for freedom? Did you open all your card in the last 24 months?

If you are under 5/24, consider a simple 2% reward card, citi DC, paypal MC. Then SD both freedom and QS.

I thought the CSR’s earning was 1.5%? Their 50,000 points are valued at $750. Am I doing the math wrong?

[Anonymous]

Read ducks unlimited were inq sensitive but I went ahead and applied anyways with 2 inquires the last 6 months. I received the 2-4 week notice so I’m not keeping my hopes up. Using the same HP, applied for the US Bank Cash+ and only approved with $1k SL. Since there’s a slim chance of approval from quack quack I’m considering the Costco Citi card, 4% on gas and gives me a reason to finally sign up for a Costco membership unless you guys have any recommendations I should consider.

[Anonymous]

I applied for the ducks unlimited through firstbankcard, are they affiliated with FNBO? My application got denied. Wondering if I should’ve went through FNBO but looks like no product is available in California.

I’m planning on applying for Costco’s Citi CC tomorrow morning. Is the HP from firstbankcard still good for a couple days? Would like to avoid multiple HP with my thin history.

[Anonymous]

Just out of curiosity - since you’re on the precipice of 3 pulls in 3 days....was your US Bank $1k approval instant?

Typically, and for the most part, their approvals are manual. Instead of another inquiry, may I suggest you call UW for a manual recon?  You may get better results and a more impressive SL going this route before looking to another lender for an additional card.