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I got the itch

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Regular Contributor

Re: I got the itch

Yes, US bank was instant.

Message 21 of 29
New Contributor

Re: I got the itch

Did you consider the wells fargo propel card? I am eyeing that one here pretty soon i think after a few other premium cards go through


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STARTED FEB 2017
CURRENT JAN 2019
Message 22 of 29
New Contributor

Re: I got the itch

Call underwriting, tomorrow. Explain you were instant approved and would like to give them more business than a $1k limit can withstand.  Ask for reconsideration - it can’t hurt.  

They’re extremely easy to deal with.  Promise. Smiley Happy


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In a former life, I was a poker player. I no longer rely on luck.
Message 23 of 29
Regular Contributor

Re: I got the itch

I already receive 4% on dining with my gold and soon to be 5% on transportation with the Cash+. Not sure if the propel will be the right fit

Message 24 of 29
New Contributor

Re: I got the itch

I suggested this in another thread, but it’s also relevant here and worth mentioning: since you’re establishing yourself with USB, it’s a really good idea to open a deposit account with the bank as well.  They really take well to customers who utilize more than just their credit products. Plus, with the gold checking, as long as you have a credit card open, the $14.95 monthly account fee, is waived. Win/Win. 


Discover IT - USAA AmEx Cash Rewards
US Bank Cash+ - AmEx Cash 365
Nordstrom Visa - Amazon Prime Corporate
In a former life, I was a poker player. I no longer rely on luck.
Message 25 of 29
Regular Contributor

Re: I got the itch

That’s something to consider. Learned so much from this forum. Thankful to have members that share their knowledge/experiences.

I’m going to call US Bank the next few days. I just got approved for the Costco Citi card with a $6k SL so hopefully US Bank can work with me.

Looks like I’ll be in the garden this year and hopefilly I don’t get the itch anytime soon.

Message 26 of 29
New Contributor

Re: I got the itch

Nice. Congrats & GL. Report back.

Discover IT - USAA AmEx Cash Rewards
US Bank Cash+ - AmEx Cash 365
Nordstrom Visa - Amazon Prime Corporate
In a former life, I was a poker player. I no longer rely on luck.
Message 27 of 29
Regular Contributor

Re: I got the itch

Just got off the phone with the UR and unfortunately since I was instantly approved for $1k, it’ll require another HP if I’d like them to reconsider an CLI. Lady who assisted me was more than helpful but with multiple HP these past couple days, not sure if I’d want another.

Message 28 of 29
Established Contributor

Re: I got the itch


@Procharged392 wrote:
Just got off the phone with the UR and unfortunately since I was instantly approved for $1k, it’ll require another HP if I’d like them to reconsider an CLI. Lady who assisted me was more than helpful but with multiple HP these past couple days, not sure if I’d want another.

I just got my Cash+ in September and went through a similar process. However, they were willing to put in a request for a higher CL with no HP. Maybe HUCA. 



[2/2019]
Message 29 of 29
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