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No problem. Dont get me wrong, a store card or two that you will actually use frequently and get good rewards from will help in the long run, especially if you can get them without a nasty EX HP or any HP at all.
Just dont get caught up in SCTmania...You have a fresh and clean credit file, don't clutter it up with credit you have no use for.
@Anonymous wrote:No problem. Dont get me wrong, a store card or two that you will actually use frequently and get good rewards from will help in the long run, especially if you can get them without a nasty EX HP or any HP at all.
Just dont get caught up in SCTmania...You have a fresh and clean credit file, don't clutter it up with credit you have no use for.
+1
@Anonymous wrote:No problem. Dont get me wrong, a store card or two that you will actually use frequently and get good rewards from will help in the long run, especially if you can get them without a nasty EX HP or any HP at all.
Just dont get caught up in SCTmania...You have a fresh and clean credit file, don't clutter it up with credit you have no use for.
+2 maybe try a an amex revolver. Then freedom with your Light file. Then CSP in 6-12 months.
@Anonymous wrote:
Forget store cards with your fresh file. Try for the AMEX if you want but id take what you have now and make good use of it.
+1
You have a good start, don't pick up store cards unless you really do shop there and they give good member discounts. Save up your hard inquiries and use what you have now. When you decide to app for more later, you will get higher starting limits.