Prior to closing on my house on 8/26 I had 1800 Capital one Quicksilver, a 5k Chase United Visa, a 3k Jared card, an $800 Exxon Mobil a very low limit Macys, Wal-Mart, Lane Bryant and Torrid cards.
I just started using credit again after a 10 year hiatus and I've been paying balances in full monthly for about 3 months. I've never even used the Macys, Wal Mart or Jared cards.
After the house closed I went on an app spree and picked up a 5k Total Rewards Visa, a 5k Venture, a 3k Barclay arrival, 1800 Sportsman Guide Visa, 7k Z Gallerie, 5k Crate and Barrel, 2k pier 1, 2k Texas Dow Employee CU, Home Depot, Lowes.
Amex, Citi and Discover still wont give me the time of day and those are the ones I really want to get to round out my wallet.
My utilization is in the single digits and hopefully in a year I will get those elusive biggies. My lowest FICO8 is over 650 and the hihgest is in the 680s. My first goal is 700 across board.
