Okay, quick rundown.
First Synchrony card I got was my Care Credit for 15k, about 2 yrs ago. And my credit was low 700's FICO across the board.
Last year I got a PayPal Extras MC, and my limit was $300! Said something to the effect of not enough use with other Synchrony card.
So, ... it's the now. Scores across the board are all around 800 FICO. Even my Vantagescores are 750 or higher.
My recent cards: Citi DC -11,000, Citi DP - 14,000, Disco -14,700 and Nordstrom just gave me 5,000 on a Visa Sig. My Cap1 just PC'd from a 6,000 Plat to a Venture WEMC! They are all World Elite MC or Visa Sig now.
I may try for a better travel card later this year, however, and I am expecting at least 15k for that one.
But back when I got the Care Credit 15k card, it was by far my largest.
Now, it's just another card!
I use it when I can to make sure it has no reason to CLD.
And, I STILL haven't had a CLI on my PPEMC! I was told there is no way to ask for an increase, it just has to be given! But when???
But they have pre-approved me for other PayPal credit cards with promises of high limits, none I have yet accepted.
Okay. I buy almost EVERYTHING from Amazon.
And I won't be at the Chase 5/24 level until November. So I want just an Amazon Prime card.
But, it's Synchrony. 😟😢😭
Does Synchrony "cap" you from getting too high limits with card CLs combined?
If so, think I would be safe apping for an Amazon Card? Would my limit be capped although my average card CL is as high as the older Care Credit card?
Any Data Points about this kinda stuff???
Okay. Thanks.
Starting Score: 630
Current Score: 768/798/803
Goal Score: 820+Take the myFICO Fitness ChallengeBegan in Jan 2017.
As of March 2018, just bought a new solar home!
Planning for: Chase Saphire Preferred
Am Ex Blue Everyday (Got TODAY!!!)
Marriott Bonvoy or Visa Sig and Hyatt Visa Card (DONE! SPG Business, baby!!!)
A Viaso card (all for Japanese travel)
And to open a High Yield Savings and CD investment, and maybe look into ETFs. (DONE! ALL!)
Amex BCE - $14000, Citi Rewards+ - $17500, Citi DC - $12500, Nordstrom VS - $5000, Discover IT - $15700, CareCredit - $15000, Cap One Venture - $6000, Amazon - $6500, Wayfair - $4900, Simply Be - $1200, Lane Bryant Platinum - $1900, Cap One Quicksilver (co-sign/au) - $1250, Victoria Secret - $750, Paypal MC - $900 ☹
(About 103k in credit. So Far ...) Updated 11/14/2019