About a week or two ago I got the 50K PRG offer to come up so decided to apply. I was denied and was just going to wait it out for a few months and try again, but decided to go ahead and call since I had already taken the HP.
The lady I spoke too said that she reviewed my application/credit report and to her it was a good report, they pulled a 699 score and my income was fine ($70K) and that she would love to approve me for the card, but they cannot reconsider the application because now AMEX is requiring a 715 credit score in order to qualify. I asked her if this was something new as I've seen others on here get approved with under a 715 score and she stated that this was something new AMEX is doing now.
She advised me to wait 2-3 months and once I had that 715 I would have no problem getting approved. I have not heard about this so wondering if anyone else has come across this or if I should call and speak with a different rep?
That's interesting. I would call again and see if you get the same info from a different rep.
So I just called back and spoke to a different rep who mentioned absolutely nothing about the credit score. She said that they could review my application again and I would be receving a call back once they review. I should've asked to be transferred to someone who could've done it right there on the phone. But I'll be patient and wait for the call back. Lets see what happens.
