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Interesting scenario

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duddydee123
New Member

Interesting scenario

Hi everyone, I'm 27 and have been living in the US for around 5 months now, (green card holder)

when I arrived I was added to my fiancées accounts as an authorized user, I applied and was instantly declined with chase, bofa, WF, US, TD and Barclays.

i was approved with Apple GS for 6,500

And capital one for 300

i opened a checking account with chase and deposited 5k into the account and somehow I received the originally declined CC in the mail with a 2100 limit, I also applied for secured with discover and US bank.

discover approved and withdrew the funds from my checking,
us bank sent me a message that they need to verify some info before approving me and will update me. A few days later I received the card with the secured amount that I requested and I have since used the card and paid for 2 cycles, however they never withdrew the funds, does this mean that my account is unsecured? I wanted to ask the question here before I ask the bank.

Thank you!

 

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2 REPLIES 2
SDMarik
Established Contributor

Re: Interesting scenario

Congrats on the Apple approval! Are you sure the others were declined and not just pending review? 

 

It sounds like the Barclays card very well might be unsecured, but the only way to know for sure is to call them and ask.

 

 

 

 



"When prosperity comes, do not use all of it"
Message 2 of 3
OmarGB9
Community Leader
Super Contributor

Re: Interesting scenario

I would call US Bank and ask. No reason to try to guess.


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