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Is Chase forgiving?

Meanmchine
Super Contributor

Is Chase forgiving?

Hi everyone

 

About 6+ years ago I burnt chase for $1500 on a visa card..I also had a medical charge type of account $5000 CL closed with $0 bal, never late.  With this history, do u think I could b blacklisted.  Prequal site wont work for me due to Fraud Alert I placed on my CRs


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 1 of 11
10 REPLIES 10
seezar
Established Contributor

Re: Is Chase forgiving?

They let me back in after a CO for a bit more than what you had. That was back in 2008/2009. I got a freedom card last August. I only tried because I got a prequal off their website.

Message 2 of 11
thummel
Established Contributor

Re: Is Chase forgiving?

Some people have been able to get in and some haven't. Only way to know if to apply really. Did you ever pay them back after you burned them? And what card do you have in mind from them? Some are definetly easier then others.
Message 3 of 11
Yes-Its-Me
Super Contributor

Re: Is Chase forgiving?

Chase relies heavily on their internal scores.  The only way to find out is to temporary remove the fraud alert and see if you are pre-qualifed.  If you are then that is good news. Otherwise, your option is to apply and see if they will let you in.

 

Others have had mixed results when it comes to Chase and burning them.  It is a YMMV thing.

Message 4 of 11
Meanmchine
Super Contributor

Re: Is Chase forgiving?

No i didnt repay them.  My FAs expire 7/9 so ill just wait a couple weeks before i place them on again and then hit the prequal sites. 


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 5 of 11
Meanmchine
Super Contributor

Re: Is Chase forgiving?

OMG I just realized im not blacklisted !!

 

A few weeks ago, someone tried applying for a Chase card in my name.  The only reason I found out about this was that Chase double HPd me ( TU and EQ ).  I just realized that if i were blaclisted they most likely wouldnt have pulled my reports !!!!  Yes !!!  All I have is sucky scores atm !!  /snoopydance


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 6 of 11
B335is
Moderator Emeritus

Re: Is Chase forgiving?

This question comes up at least once a week, you can find a lot of Intel using the search function. As others have pointed out Chase has a very long internal memory
Message 7 of 11
Loquat
Moderator

Re: Is Chase forgiving?


@Meanmchine wrote:

OMG I just realized im not blacklisted !!

 

A few weeks ago, someone tried applying for a Chase card in my name.  The only reason I found out about this was that Chase double HPd me ( TU and EQ ).  I just realized that if i were blaclisted they most likely wouldnt have pulled my reports !!!!  Yes !!!  All I have is sucky scores atm !!  /snoopydance


If someone tried to app'd for a credit card in my name the last thing I'd care about at the moment is not being blacklisted.  I'd be trying to figure out who did it and have my reports locked.  

Message 8 of 11
Musiclover
Super Contributor

Re: Is Chase forgiving?


@Loquat wrote:

@Meanmchine wrote:

OMG I just realized im not blacklisted !!

 

A few weeks ago, someone tried applying for a Chase card in my name.  The only reason I found out about this was that Chase double HPd me ( TU and EQ ).  I just realized that if i were blaclisted they most likely wouldnt have pulled my reports !!!!  Yes !!!  All I have is sucky scores atm !!  /snoopydance


If someone tried to app'd for a credit card in my name the last thing I'd care about at the moment is not being blacklisted.  I'd be trying to figure out who did it and have my reports locked.  


Yes! Please take care of that!

 

Also, they can forgive. I burned them in 2008 with a Chapter 13. I have two Chase cards now. 


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 9 of 11
Meanmchine
Super Contributor

Re: Is Chase forgiving?

Appliction was stopped.  HPs removed from CRs. Police report filed. Postal inspectors notified. Experian placed the phoney address on their Fraud address list.  CRs had all phoney addresses removed from my file All of this was done already wees ago


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 10 of 11
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