Is Citi's 6-month CLI rule firm?

[slither43]

Would this also apply to your initial CLI? Or am I unlikely to have any success before the first 6 month period? I seem to recall seeing somewhere about getting the first CLI as soon as 60 or 90 days. Just cusious...

[SouthJamaica]

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@slither43 wrote:

Would this also apply to your initial CLI? Or am I unlikely to have any success before the first 6 month period? I seem to recall seeing somewhere about getting the first CLI as soon as 60 or 90 days. Just cusious...

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Actually I got my first CLI just a month or so after the account opened. So no, the 6-month rule doesn't apply to the first CLI.

[Anonymous]

It's a firm rule for Citi SP CLIs. 

If one is willing to take a HP, they can request it at any point after a SP CLI to try and get more.  This could literally be the same day as receiving a SP CLI, the day after, etc.

The 6 month rule between SP CLIs doesn't apply to new accounts, as a "SL" is not a CL post-CLI.  A CLI was not received yet on a SL, so there are cases where someone has bumped up their SL via SP CLI inside 6 months at (say) 3-4 months.

[K-in-Boston]

Just to add more data points, both of my Citi cards had CLIs at the 2-3 month mark after opening, but further SP CLIs were always denied if I asked prior to 6 months, but always approved as long as it had been 6 months.  I have it marked on my calendar to ask on my Rewards+ card again in 35 days.

[MICHAELM30]

I don't think so, I requested and was approved for a cli on both my DC and Costco within 3 months from my last approved request. Figured i give it try seeing as its only a soft pull anyway. Give it a try. 

[Anonymous]

Yeah I got a CLi about two mon ths after I opened my Citi Diamond, only because it was in  the early days and I confused it with Amex's 61 day CLI. Got an increase anyways, but it reset the 6 month cloth from that date. So I'm not sure  wheher it was good idea or not, if I would have seen a larger increase had I  not done one at 60 days.

Recently tried a CLI with Citi and was denied, must have forgotten the last time I requested one. Or they're done giving me SP CLIs.

Guess I'll find out in 6 months.

[Anonymous]

What about if it’s a manual reallocation from one card to another?

@BBS: Didn’t you say Macy’s was 5000 every six months?

[Anonymous]

@BBS: Or was that Discover?

[Anonymous]

I didn't say either.  I've never posted about Macy's (I know nothing about it) and Discover and 6 months definitely have nothing to do with one another, as people with Discover accounts have reported SP CLIs as close together as 21 days apart.

[Anonymous]

My bad BBS. I think its @AverageJoeCredit.