cancel
Showing results for 
Search instead for 
Did you mean: 

Is now the time to apply for Amex Delta card?

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Community Leader
Senior Contributor

Re: Pre-approved for Amex Delta Gold...CL before applying?

Just the opposite actually. Chase doesn’t like being your first higher-limit card. If they see you already have one (or more) and do well with it, they’re more likely to approve you for one of theirs.


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
Message 11 of 20
Regular Contributor

Re: Pre-approved for Amex Delta Gold...CL before applying?


@ImTheDevil wrote:
Just the opposite actually. Chase doesn’t like being your first higher-limit card. If they see you already have one (or more) and do well with it, they’re more likely to approve you for one of theirs.

Perfect...maybe I'll swallow hard and just apply for the thing!

Message 12 of 20
Community Leader
Valued Contributor

Re: Pre-approved for Amex Delta Gold...CL before applying?

Wouldn’t it be great to be able to know the CL ahead of time? That would save me so many apps over the years lol Unfortunately there’s no way to do it. Assuming your score/profile isn’t in terrible shape, I wouldn’t think Amex would give you a toy limit. Only one way to find out, though! The good news is that Amex cards grow quite well, so if you can use the card, go for it. Good luck!

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 13 of 20
Regular Contributor

Amex Delta Gold SUB Increase Question

If the SUB offer for the Amex Delta Gold card is different on the Amex site when logged in than it is on the Delta site (Delta is more), and I'm pre-approved for the card on Amex site, will it still be a SP if I apply through the Delta site and anywhere the apply link takes me to?  Will I still get the better SUB offered on the Delta site?

Message 14 of 20
Moderator

Re: Amex Delta Gold SUB Increase Question

If you're currently an AmEx customer (i.e. established history for ~6 months or longer) then it should typically be a SP, but as with anything YEMV.

As far as the SUB, I would go with the highest featured promotion. So, if it's on the Delta website, then apply from that source.
Message 15 of 20
Frequent Contributor

Re: Pre-approved for Amex Delta Gold...CL before applying?

I was asking about the 5K limit because that's the minimum CL for CSP and Chase seems to like for you to have another established card with a limit that high. I think you'd probably be ok to app for the CF either way, very iffy IMO on the CSP. If you want to get another card I'd go for the CF right now to get in the door with Chase.
Message 16 of 20
Valued Member

Re: Amex Delta Gold SUB Increase Question

Jamws3332 what was your score wen u got approved for the gold Amex ?
Message 17 of 20
Regular Contributor

Re: Amex Delta Gold SUB Increase Question


@Hope23 wrote:
Jamws3332 what was your score wen u got approved for the gold Amex ?

I don't remember exactly but I think in the 700-710 range.

Message 18 of 20
Frequent Contributor

Re: Pre-approved for Amex Delta Gold...CL before applying?


@pinkandgrey wrote:

Wouldn’t it be great to be able to know the CL ahead of time? That would save me so many apps over the years lol Unfortunately there’s no way to do it. Assuming your score/profile isn’t in terrible shape, I wouldn’t think Amex would give you a toy limit. Only one way to find out, though! The good news is that Amex cards grow quite well, so if you can use the card, go for it. Good luck!


If only we could see the future!! +1 to this!

Starting scores - 480 - 11/05/18
Current Scores -





Message 19 of 20
Community Leader
Super Contributor

Re: Pre-approved for Amex Delta Gold...CL before applying?


@CreditSweeper wrote:
No. Do you have any prior AMEX relationship? Are you scores held down by anything?

I think the lowest CL for that card is $1000.

$500 is the lowest limit, but I haven't seen one of those in about a year. Everyone keeps getting $1000.







Message 20 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.