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Jovia Credit Card App- Pending Status

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Marqedsade
Member

Jovia Credit Card App- Pending Status

Just submitted my app (pre-approved up to $20k).  Now, sitting in "Pending" status with a 3 business day message.    

Because I apped on a weekend, or is this more likely a decline?


Thoughts?

Message 1 of 5
4 REPLIES 4
Jnbmom
Credit Mentor

Re: Jovia Credit Card App- Pending Status

Well yes it's weekend, not best time at apply .

 

Could go either way. I have seen approved after pending, denied and also approved then declined .

EXP 780 EQ 796 TU 810
Message 2 of 5
pizzadude
Credit Mentor

Re: Jovia Credit Card App- Pending Status

Moved to Credit Card Applications

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 5
ExxsMommy
New Visitor

Re: Jovia Credit Card App- Pending Status

Did you ever get a decision? 

Message 4 of 5
Traveler101
Established Contributor

Re: Jovia Credit Card App- Pending Status


@Marqedsade wrote:

Just submitted my app (pre-approved up to $20k).  Now, sitting in "Pending" status with a 3 business day message.    

Because I apped on a weekend, or is this more likely a decline?


Thoughts?


I applied the 15th late night. Just received  email this morning 10/22. Was preapproved for up to 40k. Got 15k approved with 12.75 I believe. So preapproval up to limit is just that. I had called during to time I had applied and was in pending status. Said it had to be viewed by underwriting. I do have over 300k in TCL. So possibly that had something to do with the lower offer. Best of luck to you. Hope you hear soon.

Message 5 of 5
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