I've had my Chase Freedom Unlimited for 9-10 months and just signed up for the Apple Card last Tuesday.
Right now the only other card I'd like to go for is the Costco Citi card. Im wondering if it would be a good idea to go for it now - before the new account is reported on my CR, or wait 3-6 months.
Apple Card dropped my TU 11 pts. to 767, EQ at 745
0% utilization on the Chase (As well on Apple but it hasnt appeared yet on my account)
How many inquiries do you have? If your inquiries are fairly low, and you haven’t opened more than those two recently, then just go for that last card now.
As long as you don’t have more than 6 inquiries in the last 6 months, Citi Costco should be fine.
Get your real FICO scores. Particularly your EX since that’s what Citi uses.
do the $1 trial then cancel.