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Is a Kohl's CLI a hard pull?
My last 3 CLIs on my Kohl's card have been hard pulls. Most recently in August.
thank you for the very quick answer! myFICO forum ROCKS!!
Mine were always SP. Although, there's been mixed results on HP/SP with this particular card from other members experiences.
@charles23 I called Kohl's yesterday to inquire about a cli. The rep placed me on hold for several minutes and came back with "hard pull." Ask for permission to review my report. Nope. $300 limit it remains.
@charles23 wrote:Is a Kohl's CLI a hard pull?
So far i only asked for one cli at 8 months in may and it was approved via sp 300-700
PS- I used the love button on the site.
Mine is always a HP
Very strange to see the different responses here. The Kohls card is owned/serviced by Cap One which is always a SP CLI request. I just requested one online 2 months ago. Immediate approval from the SL of $300 up to $700. SP only. Very strange to hear others have had hard pulls from a Cap One serviced card for a CLI request.
@SoonerSoldier33 wrote:Very strange to see the different responses here. The Kohls card is owned/serviced by Cap One which is always a SP CLI request. I just requested one online 2 months ago. Immediate approval from the SL of $300 up to $700. SP only. Very strange to hear others have had hard pulls from a Cap One serviced card for a CLI request.
It may be serviced by Capital One, but since several members have reported HPs, it's clear to see it's not always SP. So, experiences will vary.
Always been a SP for me. Question is, are the people getting hard pulls requesting by phone, or online?