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KOHL'S CLI a HP?

YungGouda
Established Member

Re: KOHL'S CLI a HP?

My last 4 online CLI reqs (300--->700--->1500--->2500--->3000) over the past 3 yrs have all been SPs. 

FICO 8s (10/11/2021)


Message 11 of 16
Doodlebug30
Frequent Contributor

Re: KOHL'S CLI a HP?

I'm surprised to see so many HPs. I have had my Kohl's card for 5 years. I've never gotten a HP for CLI from them but I guess YMMV. 

Message 12 of 16
Rebuild2019
Valued Contributor

Re: KOHL'S CLI a HP?

I’m at the $3000 limit now and never had a hard pull for a CLI from Kohl’s. Also note I have never called in for a CLI. Always did it online.

CARDS: Discover It | QuickSilver One | Kohl’s | BBT Spectrum Cash Rewards | BBT Bright | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 13 of 16
rostrow416
Frequent Contributor

Re: KOHL'S CLI a HP?

I've hit the $3000 cap just recently.  My last SP CLI was at $700.  My increases to 1500, 2500, and now 3000 have been HPs on my EX report, all done online.  I've never had a HP on any other Cap1 card, but then again, this card doesn't use the standard Cap1 portal either.  So basically its a crap shoot on this card whether you'll be getting a soft or hard pull.

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $5,000 | Capital One BuyPower $950 | AMEX Amazon Prime Business $3,000

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $15,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $7,000 | Kohl's Store Card $3,000


Spring Cleaning:
C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶ | M̶e̶r̶r̶i̶c̶k̶ ̶B̶a̶n̶k̶ ̶$̶2̶,̶7̶0̶0̶ | M̶a̶r̶v̶e̶l̶ ̶M̶a̶s̶t̶e̶r̶c̶a̶r̶d̶ ̶$̶1̶,̶̶2̶0̶0̶ | C̶o̶m̶e̶n̶i̶t̶y̶ ̶M̶a̶s̶t̶e̶r̶C̶a̶r̶d̶ ̶$̶1̶,̶1̶8̶0̶
Message 14 of 16
mommydiva
Frequent Contributor

Re: KOHL'S CLI a HP?

Good to know @rostrow416. I've been unsuccessful with any cli from Kohl's. However, that may explain the online requests (denials) since I had my Experian locked. 

Waiting for 4 inquiries to fall off my report next month, so definitely aren't going to risk a HP from Kohls. 

Thankful for the positive trade line, but the $300 cl is starting to irk me a bit.  Did some fall shopping over the weekend for my little ones & needless to say didn't take long to utilize most of the limit. Anyhoo thx for listening to me vent. Logging in now to PIF.

Message 15 of 16
uscgamecock
Valued Member

Re: KOHL'S CLI a HP?

My Kohls CLI's have always been soft pulls. I found out that the max limit for this card is $3k. No need to try further once you reach $3k.

Message 16 of 16
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