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Key Bank pre approval fake

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NC84
Regular Contributor

Key Bank pre approval fake

Just a heads up that these pre approval letters for the key bank cash back card are fake because I just got denied. I already have the key bank latitude card so I thought it was a definite win for me. Wrong 

Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Key Bank pre approval fake

sorry to hear about your denial 😕 but just because you were preapproved and denied doesn't mean their pre approvals are fake. the actual application is the determining factor and a preapproval is never a 100% guarantee of an approval. 

 

Message 2 of 14
AverageJoesCredit
Legendary Contributor

Re: Key Bank pre approval fake

I didnt win the Powerball on Saturday....obviously fake as ficoSmiley Wink

Message 3 of 14
Wavester64
Valued Contributor

Re: Key Bank pre approval fake


@AverageJoesCredit wrote:

I didnt win the Powerball on Saturday....obviously fake as ficoSmiley Wink


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Message 4 of 14
NC84
Regular Contributor

Re: Key Bank pre approval fake

I didn't know people got pre-approval letters to win the lottery. Interesting

Message 5 of 14
1GaDawg85
Valued Contributor

Re: Key Bank pre approval fake


@AverageJoesCredit wrote:

I didnt win the Powerball on Saturday....obviously fake as ficoSmiley Wink


Powerball and Mega Millions are totally fake!


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Message 6 of 14
core
Valued Contributor

Re: Key Bank pre approval fake

When I get a pre-approval from a company I've never done business with, they don't know my income or any of those juicy details.  But when I apply, if I put down "mafia boss" as my occupation and a taxable income of $0, I'd expect to get denied.  Regardless of the 800+ score that earned me the preapproval.

 

In your case since you already had another card with them they should have known your income, but the left hand doesn't always know what the right is doing.  And perhaps your details have changed since that first app.

Message 7 of 14
M_Smart007
Legendary Contributor

Re: Key Bank pre approval fake


@AverageJoesCredit wrote:

I didnt win the Powerball on Saturday....obviously fake as ficoSmiley Wink


Helps to buy a ticketSmiley Wink

Message 8 of 14
CreditCuriosity
Moderator Emeritus

Re: Key Bank pre approval fake


@M_Smart007 wrote:

@AverageJoesCredit wrote:

I didnt win the Powerball on Saturday....obviously fake as ficoSmiley Wink


Helps to buy a ticketSmiley Wink


Can't win if you don't play.. Also same goes for credit nothing is guranteed whether a pre-approval or not as the lending market is ever evolving along with a persons profile.

 

Anyone in the credit game long enough HAS been turned down.  I have 30+ cards and have my share of rejections with high scores and very good income and low utilizaton, etc...

Message 9 of 14
coldfusion
Credit Mentor

Re: Key Bank pre approval fake


@CreditCuriosity wrote:

 

Anyone in the credit game long enough HAS been turned down.  I have 30+ cards and have my share of rejections with high scores and very good income and low utilizaton, etc...


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Message 10 of 14
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